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Visa Pay

Visa Inc · Build 2.2.5

com.visa.cemea.visapay
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Static analysis completeScanned 2026-10-10 04:11 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

4 finding categories to review

Visa Pay (com.visa.cemea.visapay) scored grade A, 96 out of 100, in a static scan of version 2.2.5 on 2026-10-10. It has no high or critical findings, and 4 lower-severity finding categories across 6 occurrences. 9 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories46 occurrences
High / critical0Category count
Tracking SDKs9Presence, not observed traffic
Assessment score96 / 100Grade A

Start with these findings

lowData Safety label omits Contacts1 occurrence

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
lowFirebase Storage bucket reference3 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
View all 4 categories

Privacy

31 requested permissions · 8 flagged high-risk classes.

Review privacy signals →

Build & components

99 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →
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Findings

4 categories · 6 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

lowData Safety label omits Contacts1 occurrence

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
data-safety:Contacts
Recorded match
Pattern recorded; identifying value redacted.

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowFirebase Storage bucket reference3 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc

3 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowSentry DSN1 occurrence

Interpretation & review guidance

A Sentry DSN. These are client-side by design (embedded in apps to send crash reports), so presence is expected; it only lets someone send events to the project, not read data. Low severity — included for inventory.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
_split_config.arm64_v8a/lib/arm64-v8a/libg2d2.so
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
sentry_dsn
Recorded file locations
  • _split_config.arm64_v8a/lib/arm64-v8a/libg2d2.so

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions31
Flagged high-risk classes8
Detected SDKs9

Precise location Approx. location Camera Contacts Phone state Storage List installed apps Draw over other apps

Requested permission inventory (31)
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_NOTIFICATION_POLICY
  • android.permission.ACTION_MANAGE_OVERLAY_PERMISSION
  • android.permission.CAMERA
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_BASIC_PHONE_STATE
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.REORDER_TASKS
  • android.permission.SYSTEM_ALERT_WINDOW
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.samsung.android.mapsagent.permission.READ_APP_INFO
  • com.visa.cemea.visapay.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
Contacts
Location
Approximate locationPrecise location
Phone
Phone state / number
Photos & files
Storage (write)Storage
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEIHardware MAC address
Where it can go
Third parties present (6)
Google AdMobGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerSegmentAppsFlyer
  • Approximate location, Precise location requested while 2 ad/attribution SDK(s) are present (Google AdMob, AppsFlyer) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +1 more) with 6 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Phone, Photos & files data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety: declared vs observed (Play label vs our analysis)

Declared collected
Device or other IDsLocationPersonal info
Declared shared
Financial info
We observe the app can access
ContactsLocation
⚠ Possible Data Safety mismatch. Label omits 1 category the app can access: Contacts.

We compare the developer's Google Play Data Safety declaration with what the binary can actually do (permissions it requests, identifier APIs and third-party SDKs it ships). A mismatch is a capability signal to confirm — a requested permission is not proof of collection.

Trackers & SDKs (9 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
Google Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerSegment
Attribution
AppsFlyer
Consent
IAB TCF
Crash reporting
Google CrashlyticsSentry

Build & components

Scanned build 2.2.5. Store metadata may describe a newer release.

APK SHA-256804f87d5c82f778f5d1ce66d683cc152348af5f3947869fd7d9166181e44d90b

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Google Inc. self-signed
Scheme
V3V2
Key
RSA 4096-bit
Algorithm
sha256WithRSA
Validity
2024-08-06 → 2054-08-06
Cert SHA-256
68:b1:35:00:43:0a:fa:90:ff:96:9b:5f:68:88:87:3a:a7:0e:c9:29:e5:20:d6:18:90:92:11:b4:d2:75:d7:bd

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

99 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.10.1None recorded
androidx.activity:activity-ktx1.10.1None recorded
androidx.annotation:annotation-experimental1.4.1None recorded
androidx.appcompat:appcompat1.8.0None recorded
androidx.appcompat:appcompat-resources1.8.0None recorded
androidx.asynclayoutinflater:asynclayoutinflater1.0.0None recorded
androidx.biometric:biometric1.1.0None recorded
androidx.browser:browser1.0.0None recorded
androidx.camera.featurecombinationquery:featurecombinationquery1.5.2None recorded
androidx.camera:camera-camera21.5.2None recorded
androidx.camera:camera-core1.5.2None recorded
androidx.camera:camera-lifecycle1.5.2None recorded
androidx.camera:camera-video1.5.2None recorded
androidx.camera:camera-view1.5.2None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.constraintlayout:constraintlayout2.2.1None recorded
androidx.coordinatorlayout:coordinatorlayout1.1.0None recorded
androidx.core:core1.16.0None recorded
androidx.core:core-ktx1.16.0None recorded
androidx.core:core-viewtree1.0.0None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.1.0None recorded
androidx.customview:customview-poolingcontainer1.0.0None recorded
androidx.databinding:baseAdapters8.6.1None recorded
androidx.databinding:databindingKtx8.6.1None recorded
androidx.databinding:library8.6.1None recorded
androidx.databinding:viewbinding8.6.1None recorded
androidx.datastore:datastore1.1.7None recorded
androidx.datastore:datastore-core1.1.7None recorded
androidx.datastore:datastore-preferences1.1.7None recorded
androidx.datastore:datastore-preferences-core1.1.7None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.1.1None recorded
androidx.dynamicanimation:dynamicanimation1.0.0None recorded
androidx.emoji2:emoji21.3.0None recorded
androidx.emoji2:emoji2-views-helper1.3.0None recorded
androidx.exifinterface:exifinterface1.3.6None recorded
androidx.fragment:fragment1.8.5None recorded
androidx.fragment:fragment-ktx1.8.5None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-ui1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.legacy:legacy-support-v41.0.0None recorded
androidx.lifecycle:lifecycle-livedata2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-core2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-core-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-process2.10.0None recorded
androidx.lifecycle:lifecycle-runtime2.10.0None recorded
androidx.lifecycle:lifecycle-runtime-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-service2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-savedstate2.10.0None recorded
androidx.loader:loader1.1.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.0.0None recorded
androidx.media:media1.0.0None recorded
androidx.navigation:navigation-common2.7.6None recorded
androidx.navigation:navigation-common-ktx2.7.6None recorded
androidx.navigation:navigation-fragment2.7.6None recorded
androidx.navigation:navigation-fragment-ktx2.7.6None recorded
androidx.navigation:navigation-runtime2.7.6None recorded
androidx.navigation:navigation-runtime-ktx2.7.6None recorded
androidx.navigation:navigation-ui2.7.6None recorded
androidx.navigation:navigation-ui-ktx2.7.6None recorded
androidx.palette:palette1.0.0None recorded
androidx.palette:palette-ktx1.0.0None recorded
androidx.print:print1.0.0None recorded
androidx.privacysandbox.ads:ads-adservices1.1.0-beta11None recorded
androidx.privacysandbox.ads:ads-adservices-java1.1.0-beta11None recorded
androidx.profileinstaller:profileinstaller1.4.0None recorded
androidx.recyclerview:recyclerview1.4.0None recorded
androidx.room:room-ktx2.6.1None recorded
androidx.room:room-runtime2.6.1None recorded
androidx.savedstate:savedstate1.4.0None recorded
androidx.savedstate:savedstate-ktx1.4.0None recorded
androidx.slidingpanelayout:slidingpanelayout1.2.0None recorded
androidx.sqlite:sqlite2.4.0None recorded
androidx.sqlite:sqlite-framework2.4.0None recorded
androidx.startup:startup-runtime1.1.1None recorded
androidx.swiperefreshlayout:swiperefreshlayout1.0.0None recorded
androidx.tracing:tracing1.2.0None recorded
androidx.tracing:tracing-ktx1.2.0None recorded
androidx.transition:transition1.5.0None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager2:viewpager21.1.0None recorded
androidx.viewpager:viewpager1.0.0None recorded
androidx.window:window1.0.0None recorded
androidx.work:work-runtime2.10.5None recorded
androidx.work:work-runtime-ktx2.10.5None recorded
com.google.android.material:material1.12.0None recorded
com.google.dagger:dagger2.57.2None recorded
com.squareup.okhttp3:okhttp4.12.0None recorded
kotlinx:coroutines_android1.9.0None recorded
kotlinx:coroutines_core1.9.0None recorded
kotlinx:coroutines_play_services1.9.0None recorded
org.jetbrains.androidx.core:core-bundle1.0.1None recorded
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About this app · store information

About this app

Visa Pay: unlocking access to digital payments​

Content ratingEveryone
Download size50.7 MB
Privacy policyPublished →

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-10 04:11 UTC2.2.596A
2026-10-03 01:33 UTC2.2.596A
2026-09-26 01:31 UTC2.2.596A
2026-09-17 17:08 UTC2.2.596A

View changes between the last two scans →

Export & share

Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

SARIFFindings CSVCoverage JSONSigned evidenceSBOM

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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