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Tap to Pay Ready

Visa Inc · Build 25.06.25

com.visa.kic.app.kernel
Static analysis completeScanned 2026-10-11 07:12 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

1 finding categories to review

Tap to Pay Ready (com.visa.kic.app.kernel) scored grade A, 99 out of 100, in a static scan of version 25.06.25 on 2026-10-11. It has no high or critical findings, and 1 lower-severity finding category across 2 occurrences. No tracking SDKs were recognised in the package. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories12 occurrences
High / critical0Category count
Tracking SDKs0Presence, not observed traffic
Assessment score99 / 100Grade A

Start with these findings

lowPrivate key material (third-party library artifact, shared across 185 unrelated developers)2 occurrences

Interpretation & review guidance

A complete PEM private-key block is embedded in the app. This is a real finding worth review — but it is often a bundled library test/sample key rather than a production secret, so we flag it high and leave confirmation to you (a bare header alone no longer triggers it).

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 1 categories

Privacy

12 requested permissions · 0 flagged high-risk classes.

Review privacy signals →

Build & components

0 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

1 categories · 2 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

lowPrivate key material (third-party library artifact, shared across 185 unrelated developers)2 occurrences

Interpretation & review guidance

A complete PEM private-key block is embedded in the app. This is a real finding worth review — but it is often a bundled library test/sample key rather than a production secret, so we flag it high and leave confirmation to you (a bare header alone no longer triggers it).

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
classes4.dex
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
private_key
Recorded file locations
  • classes4.dex

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions12
Flagged high-risk classes0
Detected SDKs0
Requested permission inventory (12)
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.BLUETOOTH_CONNECT
  • android.permission.FOREGROUND_SERVICE
  • android.permission.FOREGROUND_SERVICE_SPECIAL_USE
  • android.permission.HIDE_OVERLAY_WINDOWS
  • android.permission.INSTALL_PACKAGES
  • android.permission.INTERNET
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • com.visa.kic.app.kernel.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
No sensitive runtime permissions requested.
Persistent identifiers (referenced in code)
Android IDDevice ID / IMEI
Where it can go
Third parties present
No analytics/advertising SDKs detected.
  • Personal-data permissions/identifiers appear on-device, but no third-party analytics/advertising SDKs were detected that would receive them.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety comparison not recorded.

No SDKs detected by this scan.

Build & components

Scanned build 25.06.25. Store metadata may describe a newer release.

APK SHA-256b10e129f29e8ca1c8355824da15dfeda3bed24cc52a93adaa84671abf97c7483

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Visa self-signed
Scheme
V3V2
Key
RSA 2048-bit
Algorithm
sha256WithRSA
Validity
2024-11-15 → 2049-11-09
Cert SHA-256
06:23:d5:45:c9:7d:4c:96:aa:89:a3:36:2c:2a:ff:9d:65:e5:e6:56:fe:15:f3:a6:22:b6:c4:3d:28:c1:d7:53

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

No bundled components detected by this scan.

Export SBOM
About this app · store information

About this app

Android device contactless payments enablement for accepted card brands.

Content ratingEveryone
Download size29.2 MB
Privacy policyPublished →

Screenshots

App screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-11 07:12 UTC25.06.2599A
2026-10-04 06:44 UTC25.06.2599A
2026-09-15 07:43 UTC25.06.2599A

View changes between the last two scans →

Export & share

Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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