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OPay - Send Money Fast

OPay Digital Services Limited · Build 2.0.25.32

team.opay.pay.pakistan
Static analysis completeScanned 2026-09-25 04:21 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

5 finding categories to review

OPay - Send Money Fast (team.opay.pay.pakistan) scored grade A, 90 out of 100, in a static scan of version 2.0.25.32 on 2026-09-25. It has no high or critical findings, and 5 lower-severity finding categories across 9 occurrences. 9 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories59 occurrences
High / critical0Category count
Tracking SDKs9Presence, not observed traffic
Assessment score90 / 100Grade A

Start with these findings

mediumcom.squareup.okhttp3:okhttp 3.14.9 — CVE-2021-03411 occurrence

Interpretation & review guidance

The app bundles a third-party library whose declared version matches a public security advisory (CVE). This is flagged from the version the library itself ships and a curated advisory list — confirm exploitability in your context and update the dependency to the fixed version. It is not a proof of live exploitation.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowData Safety label omits Location3 occurrences

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 5 categories

Privacy

31 requested permissions · 8 flagged high-risk classes.

Review privacy signals →

Build & components

1 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

5 categories · 9 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

mediumcom.squareup.okhttp3:okhttp 3.14.9 — CVE-2021-03411 occurrence

Interpretation & review guidance

The app bundles a third-party library whose declared version matches a public security advisory (CVE). This is flagged from the version the library itself ships and a curated advisory list — confirm exploitability in your context and update the dependency to the fixed version. It is not a proof of live exploitation.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Component advisory match
Representative location
sbom:com.squareup.okhttp3:okhttp:CVE-2021-0341
Recorded match
CVE-2021-0341 (fixed in 4.9.0)
Detector rule
sbom
Recorded file locations
  • sbom:com.squareup.okhttp3:okhttp:CVE-2021-0341

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowData Safety label omits Location3 occurrences

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
data-safety:Location
Recorded match
Pattern recorded; identifying value redacted.

3 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_db
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowFirebase Storage bucket reference3 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc

3 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions31
Flagged high-risk classes8
Detected SDKs9

Precise location Approx. location Camera Contacts Phone state Calendar Storage List installed apps

Requested permission inventory (31)
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_ADSERVICES_CUSTOM_AUDIENCE
  • android.permission.ACCESS_ADSERVICES_TOPICS
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_CALENDAR
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_CALENDAR
  • com.android.vending.CHECK_LICENSE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.huawei.android.launcher.permission.CHANGE_BADGE
  • com.samsung.android.mapsagent.permission.READ_APP_INFO
  • team.opay.pay.pakistan.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Calendar
Calendar (write)Calendar
Camera
Camera
Contacts
Contacts
Location
Approximate locationPrecise location
Phone
Phone state / number
Photos & files
StorageStorage (write)
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEIHardware MAC address
Where it can go
Third parties present (7)
Google AdMobGoogle AdServicesGoogle AnalyticsGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDKAppsFlyer
  • Approximate location, Precise location requested while 3 ad/attribution SDK(s) are present (Google AdMob, Google AdServices, AppsFlyer) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +1 more) with 7 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Calendar, Camera, Contacts, Phone, Photos & files data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety: declared vs observed (Play label vs our analysis)

Declared collected
Personal info
Declared shared
App info and performance
We observe the app can access
CalendarContactsLocation
⚠ Possible Data Safety mismatch. Label omits 3 categories the app can access: Calendar, Contacts, Location.

We compare the developer's Google Play Data Safety declaration with what the binary can actually do (permissions it requests, identifier APIs and third-party SDKs it ships). A mismatch is a capability signal to confirm — a requested permission is not proof of collection.

Trackers & SDKs (9 detected · privacy signal, not part of the grade)

Advertising
Google AdMobGoogle AdServices
Analytics
Google AnalyticsGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDK
Attribution
AppsFlyer
Consent
IAB TCF
Crash reporting
Google Crashlytics

Build & components

Scanned build 2.0.25.32. Store metadata may describe a newer release.

APK SHA-256279eb62a9ff9becea0c8e712359444e454bf33183269a21f1c5e47ddcf953075

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Google Inc. self-signed
Scheme
V3V2V1
Key
RSA 4096-bit
Algorithm
sha256WithRSA
Validity
2023-03-31 → 2053-03-31
Cert SHA-256
ac:04:b6:a7:ea:82:67:58:88:cf:36:40:03:f8:ed:2b:16:73:e4:0a:07:31:53:69:37:35:48:68:c5:52:98:fe

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

1 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
com.squareup.okhttp3:okhttp3.14.9
1 match

CVE-2021-0341 · medium
Improper hostname verification in certain configurations could allow certificate spoofing / pinning bypass.
Fixed version: 4.9.0

Export SBOM
About this app · store information

About this app

OPay is a wallet for mobile load, packages, bill payment and money transfer

Content ratingEveryone
Download size78.1 MB
Privacy policyPublished →
Developer siteopaypk.com

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-09-25 04:21 UTC2.0.25.3290A

View changes between the last two scans →

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Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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