Browse appsScan report

BHIM Bharat's Own Payments App

National Payments Corporation of India (NPCI) · Build 4.0.29

in.org.npci.upiapp
Rescan appExport / share
Limited coverageScanned 2026-09-30 00:47 UTC

Review the recorded findings below. An overall grade is withheld where required checks lack coverage; a new scan may provide additional evidence.

Analysis limitations (1)
  • The amount of extracted text exceeded the analysis limit.

Overview

Limited assessment

5 finding categories to review

BHIM Bharats Own Payments App (in.org.npci.upiapp) was scanned at version 4.0.29 on 2026-09-30 but is not graded, because the analysis did not complete enough of its checks for a score to mean anything. The checks that did run recorded 5 finding categories across 7 occurrences; because the analysis did not complete, the absence of anything more severe is not a result. 10 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories57 occurrences
High / critical0Category count
Tracking SDKs10Presence, not observed traffic
Assessment scoreNot gradedNot graded

Start with these findings

lowData Safety label omits Messages2 occurrences

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
lowFirebase Storage bucket reference1 occurrence

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
View all 5 categories

Privacy

37 requested permissions · 8 flagged high-risk classes.

Review privacy signals →

Build & components

94 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →
Sign in to watchCompare with another app

Findings

5 categories · 7 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

lowData Safety label omits Messages2 occurrences

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
data-safety:Messages
Recorded match
Pattern recorded; identifying value redacted.

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_db
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowFirebase Storage bucket reference1 occurrence

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowGoogle API key (client-shipped; restriction unverified)2 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowSentry DSN1 occurrence

Interpretation & review guidance

A Sentry DSN. These are client-side by design (embedded in apps to send crash reports), so presence is expected; it only lets someone send events to the project, not read data. Low severity — included for inventory.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
classes4.dex
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
sentry_dsn
Recorded file locations
  • classes4.dex

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions37
Flagged high-risk classes8
Detected SDKs10

Precise location Camera Microphone Contacts Read SMS Send SMS Phone state List installed apps

Requested permission inventory (37)
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.BIND_APPWIDGET
  • android.permission.CALL_PHONE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
  • android.permission.FOREGROUND_SERVICE
  • android.permission.HIDE_OVERLAY_WINDOWS
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_CONTACTS
  • android.permission.READ_PHONE_STATE
  • android.permission.READ_SMS
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECEIVE_SMS
  • android.permission.RECORD_AUDIO
  • android.permission.SEND_SMS
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_CONTACTS
  • android.permission.WRITE_SETTINGS
  • com.android.vending.CHECK_LICENSE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.samsung.android.mapsagent.permission.READ_APP_INFO
  • in.org.npci.upiapp.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
ContactsContacts (write)
Location
Precise location
Microphone
Microphone
Phone
Phone state / number
Photos & files
Storage (write)Storage
SMS
Send SMSRead SMSReceive SMS
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEISIM serialHardware MAC address
Where it can go
Third parties present (7)
Google AdMobAmplitudeGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerSegmentAppsFlyer
  • Precise location requested while 2 ad/attribution SDK(s) are present (Google AdMob, AppsFlyer) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +2 more) with 7 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Microphone, Phone, Photos & files, SMS data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety comparison is not conclusive because analysis coverage is incomplete or unknown.

Trackers & SDKs (10 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
AmplitudeGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerSegment
Attribution
AppsFlyer
Consent
IAB TCF
Crash reporting
Google CrashlyticsSentry

Build & components

Scanned build 4.0.29. Store metadata may describe a newer release.

APK SHA-25663c7ad74711c0986609afdb05d37ae99b939fe8fa7ac3e7a33b180a27c655da5

Signing certificate (who signed this build — factual, not part of the grade)

Signer
NPCI self-signed
Scheme
V3V2
Key
RSA 2048-bit
Algorithm
sha256WithRSA
Validity
2016-12-30 → 2041-12-24
Cert SHA-256
df:c3:18:87:e1:b4:c9:1f:f1:8c:c7:57:de:34:8b:ee:c8:8e:ae:98:50:0a:5f:7c:c2:c4:09:5d:4c:27:42:1a

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

94 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.9.1None recorded
androidx.activity:activity-ktx1.9.1None recorded
androidx.annotation:annotation-experimental1.4.1None recorded
androidx.appcompat:appcompat1.7.1None recorded
androidx.appcompat:appcompat-resources1.7.1None recorded
androidx.asynclayoutinflater:asynclayoutinflater1.0.0None recorded
androidx.autofill:autofill1.1.0None recorded
androidx.biometric:biometric1.1.0None recorded
androidx.browser:browser1.8.0None recorded
androidx.camera:camera-camera21.5.0-alpha04None recorded
androidx.camera:camera-core1.5.0-alpha04None recorded
androidx.camera:camera-extensions1.5.0-alpha04None recorded
androidx.camera:camera-lifecycle1.5.0-alpha04None recorded
androidx.camera:camera-video1.5.0-alpha04None recorded
androidx.camera:camera-view1.5.0-alpha04None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.constraintlayout:constraintlayout2.2.1None recorded
androidx.coordinatorlayout:coordinatorlayout1.2.0None recorded
androidx.core:core1.16.0None recorded
androidx.core:core-ktx1.16.0None recorded
androidx.core:core-splashscreen1.0.1None recorded
androidx.core:core-viewtree1.0.0None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.2.0None recorded
androidx.customview:customview-poolingcontainer1.0.0None recorded
androidx.databinding:viewbinding8.13.0None recorded
androidx.datastore:datastore1.1.7None recorded
androidx.datastore:datastore-core1.1.7None recorded
androidx.datastore:datastore-preferences1.1.7None recorded
androidx.datastore:datastore-preferences-core1.1.7None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.1.1None recorded
androidx.dynamicanimation:dynamicanimation1.1.0None recorded
androidx.dynamicanimation:dynamicanimation-ktx1.1.0None recorded
androidx.emoji2:emoji21.3.0None recorded
androidx.emoji2:emoji2-views-helper1.3.0None recorded
androidx.exifinterface:exifinterface1.3.6None recorded
androidx.fragment:fragment1.6.1None recorded
androidx.fragment:fragment-ktx1.6.1None recorded
androidx.graphics:graphics-shapes1.0.1None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-ui1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.legacy:legacy-support-v41.0.0None recorded
androidx.lifecycle:lifecycle-livedata2.8.7None recorded
androidx.lifecycle:lifecycle-livedata-core2.8.7None recorded
androidx.lifecycle:lifecycle-livedata-core-ktx2.8.7None recorded
androidx.lifecycle:lifecycle-process2.8.7None recorded
androidx.lifecycle:lifecycle-runtime2.8.7None recorded
androidx.lifecycle:lifecycle-runtime-ktx2.8.7None recorded
androidx.lifecycle:lifecycle-service2.8.7None recorded
androidx.lifecycle:lifecycle-viewmodel2.8.7None recorded
androidx.lifecycle:lifecycle-viewmodel-ktx2.8.7None recorded
androidx.lifecycle:lifecycle-viewmodel-savedstate2.8.7None recorded
androidx.loader:loader1.1.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.0.0None recorded
androidx.media:media1.0.0None recorded
androidx.navigation:navigation-common2.3.0None recorded
androidx.navigation:navigation-common-ktx2.3.0None recorded
androidx.navigation:navigation-fragment2.3.0None recorded
androidx.navigation:navigation-fragment-ktx2.3.0None recorded
androidx.navigation:navigation-runtime2.3.0None recorded
androidx.navigation:navigation-runtime-ktx2.3.0None recorded
androidx.navigation:navigation-ui2.3.0None recorded
androidx.navigation:navigation-ui-ktx2.3.0None recorded
androidx.print:print1.0.0None recorded
androidx.profileinstaller:profileinstaller1.4.0None recorded
androidx.recyclerview:recyclerview1.4.0None recorded
androidx.room:room-ktx2.6.1None recorded
androidx.room:room-runtime2.6.1None recorded
androidx.savedstate:savedstate1.2.1None recorded
androidx.savedstate:savedstate-ktx1.2.1None recorded
androidx.security:security-crypto1.1.0-beta01None recorded
androidx.slidingpanelayout:slidingpanelayout1.0.0None recorded
androidx.sqlite:sqlite2.4.0None recorded
androidx.sqlite:sqlite-framework2.4.0None recorded
androidx.startup:startup-runtime1.1.1None recorded
androidx.swiperefreshlayout:swiperefreshlayout1.1.0None recorded
androidx.tracing:tracing1.2.0None recorded
androidx.tracing:tracing-ktx1.2.0None recorded
androidx.transition:transition1.5.0None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager2:viewpager21.1.0None recorded
androidx.viewpager:viewpager1.0.0None recorded
androidx.webkit:webkit1.14.0None recorded
androidx.work:work-runtime2.10.0None recorded
com.google.android.material:material1.14.0-alpha09None recorded
com.google.dagger:dagger2.27None recorded
com.squareup.okhttp3:okhttp4.12.0None recorded
kotlinx:coroutines_android1.9.0None recorded
kotlinx:coroutines_core1.9.0None recorded
kotlinx:coroutines_play_services1.9.0None recorded
Export SBOM
About this app · store information

About this app

Simple and Secure - UPI, Recharges, Bill Payments

Content ratingEveryone
Download size114.3 MB
Privacy policyPublished →

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-09-30 00:47 UTC4.0.29Not gradedNot graded
2026-09-16 21:20 UTC4.0.29Not gradedNot graded
2026-09-07 23:48 UTC4.0.2795A

View changes between the last two scans →

Export & share

Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

SARIFFindings CSVCoverage JSONSigned evidenceSBOM

Coverage & gap matrix · Verify signed evidence

API users can request authenticated, scan-specific exports at /v1/scans/c2da7088-3ddb-4c74-9ebb-39683548968f/findings.sarif (also coverage.json and proof.json).

Request a correction or removal · How to interpret a scan · Browse apps