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Sezzle: Buy Now, Pay Later

Sezzle Mobile · Build 5.3.11

com.sezzle.sezzlemobile
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Static analysis completeScanned 2026-09-30 19:48 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Review needed

2 high or critical finding categories to review

Sezzle: Buy Now, Pay Later (com.sezzle.sezzlemobile) scored grade F, 15 out of 100, in a static scan of version 5.3.11 on 2026-09-30. It has 2 high or critical findings among 9 finding categories across 12 occurrences. One finding was confirmed live: an anonymous request reached a backend the app references and it answered without authentication. No credential was used and no stored data was read. 12 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories912 occurrences
High / critical2Category count
Tracking SDKs12Presence, not observed traffic
Assessment score15 / 100Grade F

Start with these findings

criticalGoogle Cloud Storage reference — confirmed publicly readable1 occurrence

Interpretation & review guidance

A Google Cloud Storage reference. Normal for apps that use GCS; risky only if the bucket is publicly listable/readable (live-verified).

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
1 historically verified occurrence at the recorded scan time. Current reachability is not established.
Open in all findingsRequest a correction
highHardcoded credentials in a URL1 occurrence

Interpretation & review guidance

A username and password are embedded directly in a URL inside the app. If that host is reachable, this is a hardcoded credential and should be rotated. Confirm it isn't a placeholder/example first.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
mediumCleartext (HTTP) traffic permitted1 occurrence

Interpretation & review guidance

The manifest permits cleartext (HTTP) traffic. Data sent over plain HTTP can be read or tampered with on the network; modern apps should require HTTPS.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
View all 9 categories

Privacy

52 requested permissions · 5 flagged high-risk classes.

Review privacy signals →

Build & components

126 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →
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Findings

9 categories · 12 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

criticalGoogle Cloud Storage reference — confirmed publicly readable1 occurrence

Interpretation & review guidance

A Google Cloud Storage reference. Normal for apps that use GCS; risky only if the bucket is publicly listable/readable (live-verified).

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
1 historically verified occurrence at the recorded scan time. Current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
assets/index.android.bundle
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
gcs_bucket
Recorded file locations
  • assets/index.android.bundle

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
highHardcoded credentials in a URL1 occurrence

Interpretation & review guidance

A username and password are embedded directly in a URL inside the app. If that host is reachable, this is a hardcoded credential and should be rotated. Confirm it isn't a placeholder/example first.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
assets/index.android.bundle
Recorded match
•••••••• (40+ chars, redacted)
Detector rule
basic_auth_url
Recorded file locations
  • assets/index.android.bundle

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
mediumCleartext (HTTP) traffic permitted1 occurrence

Interpretation & review guidance

The manifest permits cleartext (HTTP) traffic. Data sent over plain HTTP can be read or tampered with on the network; modern apps should require HTTPS.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Parsed app configuration
Representative location
AndroidManifest.xml
Recorded match
android:usesCleartextTraffic="true"
Detector rule
manifest
Recorded file locations
  • AndroidManifest.xml

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowAmazon S3 bucket reference1 occurrence

Interpretation & review guidance

A reference to an Amazon S3 bucket. Using cloud storage is normal — the risk exists only if the bucket allows anonymous listing/read, which requires a separate authorized assessment.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
assets/index.android.bundle
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
s3_bucket_url
Recorded file locations
  • assets/index.android.bundle

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowData Safety label omits Contacts1 occurrence

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
data-safety:Contacts
Recorded match
Pattern recorded; identifying value redacted.

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_db
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowFirebase Storage bucket reference3 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc

3 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowGoogle API key (client-shipped; restriction unverified)2 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc
  • classes10.dex

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowSentry DSN1 occurrence

Interpretation & review guidance

A Sentry DSN. These are client-side by design (embedded in apps to send crash reports), so presence is expected; it only lets someone send events to the project, not read data. Low severity — included for inventory.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
classes9.dex
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
sentry_dsn
Recorded file locations
  • classes9.dex

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions52
Flagged high-risk classes5
Detected SDKs12

Precise location Approx. location Camera Microphone Contacts

Requested permission inventory (52)
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_ADSERVICES_CUSTOM_AUDIENCE
  • android.permission.ACCESS_ADSERVICES_TOPICS
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.BLUETOOTH_CONNECT
  • android.permission.BLUETOOTH_SCAN
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.DETECT_SCREEN_CAPTURE
  • android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
  • android.permission.FOREGROUND_SERVICE
  • android.permission.GET_PACKAGE_SIZE
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.NFC
  • android.permission.PACKAGE_USAGE_STATS
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_APP_BADGE
  • android.permission.READ_CONTACTS
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECORD_AUDIO
  • android.permission.USE_BIOMETRIC
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • com.anddoes.launcher.permission.UPDATE_COUNT
  • com.android.vending.CHECK_LICENSE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.google.android.providers.gsf.permission.READ_GSERVICES
  • com.htc.launcher.permission.READ_SETTINGS
  • com.htc.launcher.permission.UPDATE_SHORTCUT
  • com.huawei.android.launcher.permission.CHANGE_BADGE
  • com.huawei.android.launcher.permission.READ_SETTINGS
  • com.huawei.android.launcher.permission.WRITE_SETTINGS
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.majeur.launcher.permission.UPDATE_BADGE
  • com.oppo.launcher.permission.READ_SETTINGS
  • com.oppo.launcher.permission.WRITE_SETTINGS
  • com.samsung.android.mapsagent.permission.READ_APP_INFO
  • com.sec.android.provider.badge.permission.READ
  • com.sec.android.provider.badge.permission.WRITE
  • com.sezzle.sezzlemobile.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.sonyericsson.home.permission.BROADCAST_BADGE
  • com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
  • me.everything.badger.permission.BADGE_COUNT_READ
  • me.everything.badger.permission.BADGE_COUNT_WRITE

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
Contacts
Location
Approximate locationPrecise location
Microphone
Microphone
Photos & files
StorageStorage (write)
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEISubscriber ID (IMSI)SIM serialHardware MAC address
Where it can go
Third parties present (8)
AppLovinGoogle AdMobBraze (Appboy)Google Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDKAppsFlyer
  • Approximate location, Precise location requested while 3 ad/attribution SDK(s) are present (AppLovin, Google AdMob, AppsFlyer) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +3 more) with 8 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Microphone, Photos & files data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety: declared vs observed (Play label vs our analysis)

Declared collected
App activityDevice or other IDsFinancial infoLocationPersonal infoWeb browsing
Declared shared
App activityApp info and performanceDevice or other IDsPersonal info
We observe the app can access
ContactsLocation
⚠ Possible Data Safety mismatch. Label omits 1 category the app can access: Contacts.

We compare the developer's Google Play Data Safety declaration with what the binary can actually do (permissions it requests, identifier APIs and third-party SDKs it ships). A mismatch is a capability signal to confirm — a requested permission is not proof of collection.

Trackers & SDKs (12 detected · privacy signal, not part of the grade)

Advertising
AppLovinGoogle AdMob
Analytics
Braze (Appboy)Google Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDK
Attribution
AppsFlyer
Consent
Google UMP (consent)IAB TCF
Crash reporting
Google CrashlyticsSentry

Build & components

Scanned build 5.3.11. Store metadata may describe a newer release.

APK SHA-25608dd40f29a5f4109d8c9e74a2432ec4bdb541de9afda3f54bde132760f1119b2

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Google Inc. self-signed
Scheme
V3V2
Key
RSA 4096-bit
Algorithm
sha256WithRSA
Validity
2018-09-01 → 2048-09-01
Cert SHA-256
10:92:e1:2e:fc:96:d3:3e:cb:d4:e6:cd:45:52:02:33:a3:a7:21:95:3b:f9:5b:2e:ce:7d:11:c6:aa:5a:9b:32

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

126 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.12.4None recorded
androidx.activity:activity-compose1.12.4None recorded
androidx.activity:activity-ktx1.12.4None recorded
androidx.annotation:annotation-experimental1.4.1None recorded
androidx.appcompat:appcompat1.7.1None recorded
androidx.appcompat:appcompat-resources1.7.1None recorded
androidx.asynclayoutinflater:asynclayoutinflater1.0.0None recorded
androidx.autofill:autofill1.3.0None recorded
androidx.biometric:biometric1.1.0None recorded
androidx.browser:browser1.9.0None recorded
androidx.camera:camera-camera21.5.0-alpha03None recorded
androidx.camera:camera-core1.5.0-alpha03None recorded
androidx.camera:camera-extensions1.5.0-alpha03None recorded
androidx.camera:camera-lifecycle1.5.0-alpha03None recorded
androidx.camera:camera-video1.5.0-alpha03None recorded
androidx.camera:camera-view1.5.0-alpha03None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.compose.animation:animation1.10.6None recorded
androidx.compose.animation:animation-core1.10.6None recorded
androidx.compose.foundation:foundation1.10.6None recorded
androidx.compose.foundation:foundation-layout1.10.6None recorded
androidx.compose.material3:material31.4.0None recorded
androidx.compose.material:material1.10.6None recorded
androidx.compose.material:material-ripple1.9.5None recorded
androidx.compose.runtime:runtime1.10.6None recorded
androidx.compose.runtime:runtime-annotation1.10.6None recorded
androidx.compose.runtime:runtime-retain1.10.6None recorded
androidx.compose.runtime:runtime-saveable1.10.6None recorded
androidx.compose.ui:ui1.10.6None recorded
androidx.compose.ui:ui-geometry1.10.6None recorded
androidx.compose.ui:ui-graphics1.10.6None recorded
androidx.compose.ui:ui-text1.10.6None recorded
androidx.compose.ui:ui-tooling-preview1.10.6None recorded
androidx.compose.ui:ui-unit1.10.6None recorded
androidx.compose.ui:ui-util1.10.6None recorded
androidx.compose.ui:ui-viewbinding1.10.6None recorded
androidx.constraintlayout:constraintlayout2.2.1None recorded
androidx.coordinatorlayout:coordinatorlayout1.2.0None recorded
androidx.core:core1.18.0None recorded
androidx.core:core-ktx1.18.0None recorded
androidx.core:core-viewtree1.0.0None recorded
androidx.credentials:credentials1.5.0None recorded
androidx.credentials:credentials-play-services-auth1.5.0None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.1.0None recorded
androidx.customview:customview-poolingcontainer1.0.0None recorded
androidx.databinding:viewbinding8.13.2None recorded
androidx.datastore:datastore1.1.7None recorded
androidx.datastore:datastore-core1.1.7None recorded
androidx.datastore:datastore-preferences1.1.7None recorded
androidx.datastore:datastore-preferences-core1.1.7None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.1.1None recorded
androidx.dynamicanimation:dynamicanimation1.1.0None recorded
androidx.emoji2:emoji21.4.0None recorded
androidx.emoji2:emoji2-views-helper1.4.0None recorded
androidx.exifinterface:exifinterface1.4.1None recorded
androidx.fragment:fragment1.8.9None recorded
androidx.fragment:fragment-ktx1.8.9None recorded
androidx.graphics:graphics-path1.0.1None recorded
androidx.graphics:graphics-shapes1.0.1None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-ui1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.legacy:legacy-support-v41.0.0None recorded
androidx.lifecycle:lifecycle-livedata2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-core2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-core-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-process2.10.0None recorded
androidx.lifecycle:lifecycle-runtime2.10.0None recorded
androidx.lifecycle:lifecycle-runtime-compose2.10.0None recorded
androidx.lifecycle:lifecycle-runtime-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-service2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-compose2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-savedstate2.10.0None recorded
androidx.loader:loader1.1.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.1.0None recorded
androidx.media:media1.7.0None recorded
androidx.navigation:navigation-common2.9.7None recorded
androidx.navigation:navigation-compose2.9.7None recorded
androidx.navigation:navigation-runtime2.9.7None recorded
androidx.navigationevent:navigationevent1.0.2None recorded
androidx.navigationevent:navigationevent-compose1.0.2None recorded
androidx.palette:palette1.0.0None recorded
androidx.palette:palette-ktx1.0.0None recorded
androidx.print:print1.0.0None recorded
androidx.privacysandbox.ads:ads-adservices1.1.0-beta11None recorded
androidx.privacysandbox.ads:ads-adservices-java1.1.0-beta11None recorded
androidx.profileinstaller:profileinstaller1.4.1None recorded
androidx.recyclerview:recyclerview1.4.0None recorded
androidx.room:room-ktx2.7.0None recorded
androidx.room:room-runtime2.7.0None recorded
androidx.savedstate:savedstate1.4.0None recorded
androidx.savedstate:savedstate-compose1.4.0None recorded
androidx.savedstate:savedstate-ktx1.4.0None recorded
androidx.security:security-crypto1.1.0-alpha03None recorded
androidx.slidingpanelayout:slidingpanelayout1.0.0None recorded
androidx.sqlite:sqlite2.5.0None recorded
androidx.sqlite:sqlite-framework2.5.0None recorded
androidx.startup:startup-runtime1.2.0None recorded
androidx.swiperefreshlayout:swiperefreshlayout1.2.0-alpha01None recorded
androidx.tracing:tracing1.2.0None recorded
androidx.tracing:tracing-ktx1.2.0None recorded
androidx.transition:transition1.7.0None recorded
androidx.transition:transition-ktx1.7.0None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager2:viewpager21.1.0None recorded
androidx.viewpager:viewpager1.0.0None recorded
androidx.webkit:webkit1.15.0None recorded
androidx.window:window1.5.1None recorded
androidx.window:window-core1.5.1None recorded
androidx.work:work-runtime2.11.1None recorded
androidx.work:work-runtime-ktx2.11.1None recorded
com.google.android.material:material1.14.0-alpha05None recorded
com.google.dagger:dagger2.58None recorded
com.google.dagger:dagger-android2.42None recorded
com.google.dagger:dagger-lint-aar2.42None recorded
com.squareup.okhttp3:okhttp4.12.0None recorded
kotlinx:coroutines_android1.10.2None recorded
kotlinx:coroutines_core1.10.2None recorded
kotlinx:coroutines_play_services1.10.2None recorded
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About this app · store information

About this app

Split purchases into 4 or 5 interest-free payments, pay over time, get rewards.

Content ratingEveryone
Download size202.6 MB
Privacy policyPublished →
Developer sitesezzle.com

Screenshots

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Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-09-30 19:48 UTC5.3.1115F
2026-09-12 09:15 UTC5.3.887B
2026-09-05 07:57 UTC5.3.788B

View changes between the last two scans →

Export & share

Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

SARIFFindings CSVCoverage JSONSigned evidenceSBOM

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
Markdown
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