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People's CU Mobile Banking

Peoples Credit Union · Build 4022.2.2

com.peoplescu.peoplescu
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Static analysis completeScanned 2026-10-07 15:01 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

4 finding categories to review

Peoples CU Mobile Banking (com.peoplescu.peoplescu) scored grade A, 96 out of 100, in a static scan of version 4022.2.2 on 2026-10-07. It has no high or critical findings, and 4 lower-severity finding categories across 6 occurrences. 10 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories46 occurrences
High / critical0Category count
Tracking SDKs10Presence, not observed traffic
Assessment score96 / 100Grade A

Start with these findings

lowBackground location access with advertising SDKs present1 occurrence

Interpretation & review guidance

The app can access location in the background (even when closed) and also ships advertising/attribution SDKs. Background location is a heightened-scrutiny area for Google Play and privacy regulators; confirm it is essential and disclosed, and that location isn't shared with ad networks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
lowData Safety label omits Location1 occurrence

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
lowFirebase Storage bucket reference2 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
View all 4 categories

Privacy

44 requested permissions · 7 flagged high-risk classes.

Review privacy signals →

Build & components

104 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →
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Findings

4 categories · 6 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

lowBackground location access with advertising SDKs present1 occurrence

Interpretation & review guidance

The app can access location in the background (even when closed) and also ships advertising/attribution SDKs. Background location is a heightened-scrutiny area for Google Play and privacy regulators; confirm it is essential and disclosed, and that location isn't shared with ad networks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static privacy indicators
Representative location
pii:bgloc
Recorded match
background location + ad SDKs
Detector rule
pii
Recorded file locations
  • pii:bgloc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowData Safety label omits Location1 occurrence

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
data-safety:Location
Recorded match
Pattern recorded; identifying value redacted.

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowFirebase Storage bucket reference2 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
google/api/endpoint.proto
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • google/api/endpoint.proto

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowGoogle API key (client-shipped; restriction unverified)2 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions44
Flagged high-risk classes7
Detected SDKs10

Background location Precise location Approx. location Camera Microphone Storage Draw over other apps

Requested permission inventory (44)
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_BACKGROUND_LOCATION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CALL_PHONE
  • android.permission.CAMERA
  • android.permission.FLASHLIGHT
  • android.permission.FOREGROUND_SERVICE
  • android.permission.FOREGROUND_SERVICE_MEDIA_PROJECTION
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_APP_BADGE
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECORD_AUDIO
  • android.permission.SYSTEM_ALERT_WINDOW
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.anddoes.launcher.permission.UPDATE_COUNT
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.providers.gsf.permission.READ_GSERVICES
  • com.htc.launcher.permission.READ_SETTINGS
  • com.htc.launcher.permission.UPDATE_SHORTCUT
  • com.huawei.android.launcher.permission.CHANGE_BADGE
  • com.huawei.android.launcher.permission.READ_SETTINGS
  • com.huawei.android.launcher.permission.WRITE_SETTINGS
  • com.majeur.launcher.permission.UPDATE_BADGE
  • com.oppo.launcher.permission.READ_SETTINGS
  • com.oppo.launcher.permission.WRITE_SETTINGS
  • com.peoplescu.peoplescu.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.sec.android.provider.badge.permission.READ
  • com.sec.android.provider.badge.permission.WRITE
  • com.sonyericsson.home.permission.BROADCAST_BADGE
  • com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
  • me.everything.badger.permission.BADGE_COUNT_READ
  • me.everything.badger.permission.BADGE_COUNT_WRITE

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Location
Precise locationApproximate locationBackground location
Microphone
Microphone
Photos & files
Storage (write)Storage
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEISubscriber ID (IMSI)
Where it can go
Third parties present (8)
Google AdMobDatadog RUMGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerNew RelicPendoAirship
  • Precise location, Approximate location, Background location requested while 1 ad/attribution SDK(s) are present (Google AdMob) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +1 more) with 8 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Microphone, Photos & files data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety: declared vs observed (Play label vs our analysis)

Declared collected
App activityContactsDevice or other IDsFinancial infoPersonal info
Declared shared
ContactsFinancial info
We observe the app can access
Location
⚠ Possible Data Safety mismatch. Label omits 1 category the app can access: Location.

We compare the developer's Google Play Data Safety declaration with what the binary can actually do (permissions it requests, identifier APIs and third-party SDKs it ships). A mismatch is a capability signal to confirm — a requested permission is not proof of collection.

Trackers & SDKs (10 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
Datadog RUMGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerNew RelicPendo
Consent
IAB TCF
Crash reporting
Google Crashlytics
Push/Analytics
Airship

Build & components

Scanned build 4022.2.2. Store metadata may describe a newer release.

APK SHA-2565258ac32d4549178aac872255584d0e926000d19c573fcda9bd0cffbcf6daf0c

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Google Inc. self-signed
Scheme
V3V2
Key
RSA 4096-bit
Algorithm
sha256WithRSA
Validity
2022-06-15 → 2052-06-15
Cert SHA-256
03:43:5e:32:72:85:8a:49:6c:17:7e:db:36:bc:19:d7:a9:ac:7f:eb:18:24:1f:22:f4:22:b7:84:88:b5:30:c5

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

104 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.12.4None recorded
androidx.activity:activity-ktx1.12.4None recorded
androidx.annotation:annotation-experimental1.4.1None recorded
androidx.appcompat:appcompat1.7.1None recorded
androidx.appcompat:appcompat-resources1.7.1None recorded
androidx.biometric:biometric1.1.0None recorded
androidx.browser:browser1.9.0None recorded
androidx.camera.featurecombinationquery:featurecombinationquery1.5.3None recorded
androidx.camera:camera-camera21.5.3None recorded
androidx.camera:camera-core1.5.3None recorded
androidx.camera:camera-lifecycle1.5.3None recorded
androidx.camera:camera-video1.5.3None recorded
androidx.camera:camera-view1.5.3None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.compose.runtime:runtime-annotation1.9.0None recorded
androidx.constraintlayout:constraintlayout2.2.1None recorded
androidx.coordinatorlayout:coordinatorlayout1.1.0None recorded
androidx.core:core1.18.0None recorded
androidx.core:core-ktx1.18.0None recorded
androidx.core:core-splashscreen1.0.1None recorded
androidx.core:core-viewtree1.0.0None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.1.0None recorded
androidx.customview:customview-poolingcontainer1.0.0None recorded
androidx.databinding:viewbinding8.13.0None recorded
androidx.datastore:datastore1.1.7None recorded
androidx.datastore:datastore-core1.1.7None recorded
androidx.datastore:datastore-preferences1.1.7None recorded
androidx.datastore:datastore-preferences-core1.1.7None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.1.1None recorded
androidx.dynamicanimation:dynamicanimation1.1.0None recorded
androidx.emoji2:emoji21.3.0None recorded
androidx.emoji2:emoji2-views-helper1.3.0None recorded
androidx.exifinterface:exifinterface1.4.2None recorded
androidx.fragment:fragment1.8.9None recorded
androidx.fragment:fragment-ktx1.8.9None recorded
androidx.graphics:graphics-shapes1.0.1None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.lifecycle:lifecycle-livedata2.9.4None recorded
androidx.lifecycle:lifecycle-livedata-core2.9.4None recorded
androidx.lifecycle:lifecycle-livedata-core-ktx2.9.4None recorded
androidx.lifecycle:lifecycle-livedata-ktx2.9.4None recorded
androidx.lifecycle:lifecycle-process2.9.4None recorded
androidx.lifecycle:lifecycle-runtime2.9.4None recorded
androidx.lifecycle:lifecycle-runtime-ktx2.9.4None recorded
androidx.lifecycle:lifecycle-service2.9.4None recorded
androidx.lifecycle:lifecycle-viewmodel2.9.4None recorded
androidx.lifecycle:lifecycle-viewmodel-ktx2.9.4None recorded
androidx.lifecycle:lifecycle-viewmodel-savedstate2.9.4None recorded
androidx.loader:loader1.0.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.0.0None recorded
androidx.media:media1.1.0None recorded
androidx.metrics:metrics-performance1.0.0None recorded
androidx.navigation:navigation-common2.5.3None recorded
androidx.navigation:navigation-common-ktx2.5.3None recorded
androidx.navigation:navigation-fragment2.5.3None recorded
androidx.navigation:navigation-fragment-ktx2.5.3None recorded
androidx.navigation:navigation-runtime2.5.3None recorded
androidx.navigation:navigation-runtime-ktx2.5.3None recorded
androidx.navigation:navigation-ui2.5.3None recorded
androidx.navigation:navigation-ui-ktx2.5.3None recorded
androidx.navigationevent:navigationevent1.0.2None recorded
androidx.preference:preference1.2.1None recorded
androidx.preference:preference-ktx1.2.1None recorded
androidx.print:print1.0.0None recorded
androidx.privacysandbox.ads:ads-adservices1.1.0-beta11None recorded
androidx.privacysandbox.ads:ads-adservices-java1.1.0-beta11None recorded
androidx.profileinstaller:profileinstaller1.4.1None recorded
androidx.recyclerview:recyclerview1.3.2None recorded
androidx.room:room-ktx2.6.1None recorded
androidx.room:room-runtime2.6.1None recorded
androidx.savedstate:savedstate1.3.1None recorded
androidx.savedstate:savedstate-ktx1.3.1None recorded
androidx.security:security-crypto1.0.0None recorded
androidx.slidingpanelayout:slidingpanelayout1.2.0None recorded
androidx.sqlite:sqlite2.5.2None recorded
androidx.sqlite:sqlite-framework2.5.2None recorded
androidx.startup:startup-runtime1.1.1None recorded
androidx.swiperefreshlayout:swiperefreshlayout1.1.0None recorded
androidx.tracing:tracing1.2.0None recorded
androidx.tracing:tracing-ktx1.2.0None recorded
androidx.transition:transition1.5.0None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager2:viewpager21.1.0-beta02None recorded
androidx.viewpager:viewpager1.0.0None recorded
androidx.webkit:webkit1.15.0None recorded
androidx.window.extensions.core:core1.0.0None recorded
androidx.window:window1.2.0None recorded
androidx.window:window-java1.2.0None recorded
androidx.work:work-runtime2.9.0None recorded
androidx.work:work-runtime-ktx2.9.0None recorded
com.google.android.material:material1.13.0None recorded
com.google.dagger:dagger2.51None recorded
com.squareup.okhttp3:okhttp4.12.0None recorded
kotlinx:coroutines_android1.10.2None recorded
kotlinx:coroutines_core1.10.2None recorded
kotlinx:coroutines_play_services1.10.2None recorded
kotlinx:coroutines_reactive1.10.2None recorded
kotlinx:coroutines_rx31.10.2None recorded
kotlinx:coroutines_slf4j1.10.2None recorded
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About this app · store information

About this app

You can bank wherever you are with People’s Credit Union’s myMobile!

Content ratingEveryone
Download size140.6 MB
Privacy policyPublished →

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-07 15:01 UTC4022.2.296A
2026-09-26 21:06 UTC4022.2.296A

View changes between the last two scans →

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Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

SARIFFindings CSVCoverage JSONSigned evidenceSBOM

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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