KBZ Mobile Banking

KBZBANK.COM · Build 4.2.0

com.ofss.fcdb.mobile.android.phone.kbz.launcher
Static analysis completeScanned 2026-10-30 08:21 UTC

Static checks identify review items, not a guarantee of safety.

Backend checks: 3 unauthenticated read checks against backends referenced in this build — 3 refused access. Each check describes one request at the recorded scan time and does not establish the backend's current state.

Overview

Analysis recorded

5 finding categories to review

KBZ Mobile Banking (com.ofss.fcdb.mobile.android.phone.kbz.launcher) scored grade B, 85 out of 100, in a static scan of version 4.2.0 on 2026-10-30. It has no high or critical findings, and 5 lower-severity finding categories across 5 occurrences. No tracking SDKs were recognised in the package. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories55 occurrences
High / critical0Category count
Tracking SDKs0Presence, not observed traffic
Assessment score85 / 100Grade B

Start with these findings

mediumCleartext (HTTP) traffic permitted1 occurrence

Interpretation & review guidance

The manifest permits cleartext (HTTP) traffic. Data sent over plain HTTP can be read or tampered with on the network; modern apps should require HTTPS.

Reference: CWE-319 · MASVS-NETWORK-1 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
mediumShort signing key (RSA 1024-bit)1 occurrence

Interpretation & review guidance

The signing key is shorter than the modern 2048-bit RSA minimum. Short keys are cryptographically weaker; a release should re-key to at least RSA-2048 (or an EC key).

Reference: CWE-326 · MASVS-CRYPTO-1 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Reference: CWE-200 · CWE-284 · MASVS-STORAGE-2 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 5 categories

Privacy

16 requested permissions · 4 flagged high-risk classes.

Review privacy signals →

Build & components

42 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

5 categories · 5 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

mediumCleartext (HTTP) traffic permitted1 occurrence

Interpretation & review guidance

The manifest permits cleartext (HTTP) traffic. Data sent over plain HTTP can be read or tampered with on the network; modern apps should require HTTPS.

Reference: CWE-319 · MASVS-NETWORK-1 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Parsed app configuration
Representative location
AndroidManifest.xml
Recorded match
android:usesCleartextTraffic="true"
Detector rule
manifest
Recorded file locations
  • AndroidManifest.xml

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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mediumShort signing key (RSA 1024-bit)1 occurrence

Interpretation & review guidance

The signing key is shorter than the modern 2048-bit RSA minimum. Short keys are cryptographically weaker; a release should re-key to at least RSA-2048 (or an EC key).

Reference: CWE-326 · MASVS-CRYPTO-1 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Signing metadata
Representative location
META-INF/signing:key
Recorded match
RSA-1024
Detector rule
signing
Recorded file locations
  • META-INF/signing:key

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Reference: CWE-200 · CWE-284 · MASVS-STORAGE-2 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_db
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowFirebase Storage bucket reference1 occurrence

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Reference: CWE-200 · CWE-284 · MASVS-STORAGE-2 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Reference: CWE-798 · MASVS-STORAGE-1 — what the control asks for, and other apps with the same finding.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions16
Flagged high-risk classes4
Detected SDKs0

Precise location Approx. location Contacts Phone state

Requested permission inventory (16)
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_CONTACTS
  • android.permission.READ_PHONE_STATE
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.ofss.fcdb.mobile.android.phone.kbz.launcher.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Contacts
Contacts
Location
Precise locationApproximate location
Phone
Phone state / number
Photos & files
StorageStorage (write)
Persistent identifiers (referenced in code)
Android IDDevice ID / IMEIHardware MAC address
Where it can go
Third parties present
No analytics/advertising SDKs detected.
  • Personal-data permissions/identifiers appear on-device, but no third-party analytics/advertising SDKs were detected that would receive them.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety comparison not recorded.

No SDKs detected by this scan.

Build & components

Scanned build 4.2.0. Store metadata may describe a newer release.

APK SHA-2560578a6b3270440506f143b03242ef1fc59ce6c72bdc7f20f9f0f848c32b4899e

Signing certificate (who signed this build — factual, not part of the grade)

Signer
KBZ Bank self-signed
Scheme
V3V2V1
Key
RSA 1024-bit
Algorithm
sha1WithRSA
Validity
2014-10-13 → 2039-10-07
Cert SHA-256
e5:d8:ca:78:f0:7b:9c:8d:99:f1:96:48:2e:c9:ba:8e:f2:3a:b7:0a:a6:e1:09:37:bb:8c:6e:56:02:57:1c:ac

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

42 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.9.3None recorded
androidx.annotation:annotation-experimental1.4.0None recorded
androidx.appcompat:appcompat1.6.1None recorded
androidx.appcompat:appcompat-resources1.6.1None recorded
androidx.asynclayoutinflater:asynclayoutinflater1.0.0None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.coordinatorlayout:coordinatorlayout1.1.0None recorded
androidx.core:core1.13.1None recorded
androidx.core:core-ktx1.13.1None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.0.0None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.0.0None recorded
androidx.emoji2:emoji21.2.0None recorded
androidx.emoji2:emoji2-views-helper1.2.0None recorded
androidx.exifinterface:exifinterface1.0.0None recorded
androidx.fragment:fragment1.3.6None recorded
androidx.gridlayout:gridlayout1.0.0None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-ui1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.loader:loader1.0.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.0.0None recorded
androidx.media:media1.6.0None recorded
androidx.print:print1.0.0None recorded
androidx.profileinstaller:profileinstaller1.3.1None recorded
androidx.recyclerview:recyclerview1.1.0None recorded
androidx.savedstate:savedstate1.2.1None recorded
androidx.slidingpanelayout:slidingpanelayout1.0.0None recorded
androidx.startup:startup-runtime1.1.1None recorded
androidx.swiperefreshlayout:swiperefreshlayout1.0.0None recorded
androidx.tracing:tracing1.0.0None recorded
androidx.transition:transition1.2.0None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager2:viewpager21.0.0None recorded
androidx.viewpager:viewpager1.0.0None recorded
com.google.android.material:material1.2.1None recorded
com.squareup.okhttp3:okhttp4.12.0None recorded
kotlinx:coroutines_android1.6.4None recorded
kotlinx:coroutines_core1.6.4None recorded
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About this app · store information

About this app

KBZ Bank, digital bank in Myanmar

Content ratingEveryone
Download size16.5 MB
Privacy policyPublished →
Developer sitewww.kbzbank.com

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-30 08:21 UTC4.2.085B

View changes between the last two scans →

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