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Kotak Bank (Old)

Kotak Mahindra Bank Ltd. · Build 5.7.8

com.msf.kbank.mobile
Static analysis completeScanned 2026-10-07 05:06 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

3 finding categories to review

Kotak Bank (Old) (com.msf.kbank.mobile) scored grade A, 97 out of 100, in a static scan of version 5.7.8 on 2026-10-07. It has no high or critical findings, and 3 lower-severity finding categories across 13 occurrences. 8 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories313 occurrences
High / critical0Category count
Tracking SDKs8Presence, not observed traffic
Assessment score97 / 100Grade A

Start with these findings

lowFirebase Realtime Database reference4 occurrences

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
4 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowFirebase Storage bucket reference4 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
4 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowGoogle API key (client-shipped; restriction unverified)5 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
5 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 3 categories

Privacy

34 requested permissions · 8 flagged high-risk classes.

Review privacy signals →

Build & components

1 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

3 categories · 13 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

lowFirebase Realtime Database reference4 occurrences

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
4 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_db
Recorded file locations
  • resources.arsc
  • prod/google-services.json

4 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowFirebase Storage bucket reference4 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
4 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc
  • prod/google-services.json

4 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowGoogle API key (client-shipped; restriction unverified)5 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
5 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc
  • prod/google-services.json

5 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions34
Flagged high-risk classes8
Detected SDKs8

Precise location Approx. location Camera Contacts Read SMS Send SMS Phone state List installed apps

Requested permission inventory (34)
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.BLUETOOTH_CONNECT
  • android.permission.CALL_PHONE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.FOREGROUND_SERVICE
  • android.permission.HIGH_SAMPLING_RATE_SENSORS
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_CONTACTS
  • android.permission.READ_PHONE_STATE
  • android.permission.READ_PRIVILEGED_PHONE_STATE
  • android.permission.READ_SMS
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.REORDER_TASKS
  • android.permission.SEND_SMS
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.kotak811mobilebankingapp.instantsavingsupiscanandpayrecharge.permission.BIND_MESSENGER_SERVICE
  • com.msf.kbank.mobile.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.samsung.android.mapsagent.permission.READ_APP_INFO

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
Contacts
Location
Precise locationApproximate location
Phone
Phone state / numberPrivileged phone state
Photos & files
StorageStorage (write)
SMS
Send SMSRead SMS
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEISubscriber ID (IMSI)Hardware MAC address
Where it can go
Third parties present (6)
Google AdMobGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDKAppsFlyer
  • Precise location, Approximate location requested while 2 ad/attribution SDK(s) are present (Google AdMob, AppsFlyer) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +2 more) with 6 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Phone, Photos & files, SMS data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety comparison not recorded.

Trackers & SDKs (8 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
Google Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDK
Attribution
AppsFlyer
Consent
IAB TCF
Crash reporting
Google Crashlytics

Build & components

Scanned build 5.7.8. Store metadata may describe a newer release.

APK SHA-256cd86c1815b2c6283ee035c468dde85b8b299c22d3c7cfc2d12d5ba6b82ba0a34

Signing certificate (who signed this build — factual, not part of the grade)

Signer
MSF self-signed
Scheme
V3V2
Key
RSA 2050-bit
Algorithm
sha1WithRSA
Validity
2013-03-21 → 2040-08-06
Cert SHA-256
d9:ea:83:09:32:45:7c:f6:6c:b9:5e:4e:8d:17:db:75:fc:eb:4f:e1:ae:5d:2f:a6:9d:3b:21:90:23:21:ac:50

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

1 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
com.squareup.okhttp3:okhttp4.12.0None recorded
Export SBOM
About this app · store information

About this app

This app no longer receives feature updates. Try the new Kotak Bank app instead.

Content ratingEveryone
Download size68.9 MB
Privacy policyPublished →

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-07 05:06 UTC5.7.897A
2026-09-20 19:57 UTC5.7.790A

View changes between the last two scans →

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Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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