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HDFC Bank App: Banking & Cards

HDFC BANK · Build 11.1.0

com.hdfcbank.android.now
Static analysis completeScanned 2026-10-13 01:42 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

3 finding categories to review

HDFC Bank App: Banking & Cards (com.hdfcbank.android.now) scored grade A, 97 out of 100, in a static scan of version 11.1.0 on 2026-10-13. It has no high or critical findings, and 3 lower-severity finding categories across 5 occurrences. 4 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories35 occurrences
High / critical0Category count
Tracking SDKs4Presence, not observed traffic
Assessment score97 / 100Grade A

Start with these findings

lowFirebase Storage bucket reference3 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowPrivate key material (third-party library artifact, shared across 63 unrelated developers)1 occurrence

Interpretation & review guidance

A complete PEM private-key block is embedded in the app. This is a real finding worth review — but it is often a bundled library test/sample key rather than a production secret, so we flag it high and leave confirmation to you (a bare header alone no longer triggers it).

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 3 categories

Privacy

44 requested permissions · 8 flagged high-risk classes.

Review privacy signals →

Build & components

1 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

3 categories · 5 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

lowFirebase Storage bucket reference3 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc

3 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowPrivate key material (third-party library artifact, shared across 63 unrelated developers)1 occurrence

Interpretation & review guidance

A complete PEM private-key block is embedded in the app. This is a real finding worth review — but it is often a bundled library test/sample key rather than a production secret, so we flag it high and leave confirmation to you (a bare header alone no longer triggers it).

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
classes6.dex
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
private_key
Recorded file locations
  • classes6.dex

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions44
Flagged high-risk classes8
Detected SDKs4

Precise location Approx. location Camera Contacts Send SMS Phone state Storage List installed apps

Requested permission inventory (44)
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.CLIPBOARD_READ
  • android.permission.CLIPBOARD_WRITE
  • android.permission.FOREGROUND_SERVICE
  • android.permission.HIGH_SAMPLING_RATE_SENSORS
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_APP_BADGE
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_NUMBERS
  • android.permission.READ_PHONE_STATE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.REORDER_TASKS
  • android.permission.SCHEDULE_EXACT_ALARM
  • android.permission.SEND_SMS
  • android.permission.USE_BIOMETRIC
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.anddoes.launcher.permission.UPDATE_COUNT
  • com.google.android.gms.permission.AD_ID
  • com.google.android.providers.gsf.permission.READ_GSERVICES
  • com.htc.launcher.permission.READ_SETTINGS
  • com.htc.launcher.permission.UPDATE_SHORTCUT
  • com.huawei.android.launcher.permission.CHANGE_BADGE
  • com.huawei.android.launcher.permission.READ_SETTINGS
  • com.huawei.android.launcher.permission.WRITE_SETTINGS
  • com.majeur.launcher.permission.UPDATE_BADGE
  • com.oppo.launcher.permission.READ_SETTINGS
  • com.oppo.launcher.permission.WRITE_SETTINGS
  • com.sec.android.provider.badge.permission.READ
  • com.sec.android.provider.badge.permission.WRITE
  • com.sonyericsson.home.permission.BROADCAST_BADGE
  • com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
  • me.everything.badger.permission.BADGE_COUNT_READ
  • me.everything.badger.permission.BADGE_COUNT_WRITE

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
Contacts
Location
Approximate locationPrecise location
Phone
Phone state / numberPhone number
Photos & files
Storage (write)Storage
SMS
Send SMS
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEISubscriber ID (IMSI)SIM serialHardware MAC address
Where it can go
Third parties present (3)
Google AdMobGoogle Firebase AnalyticsNew Relic
  • Approximate location, Precise location requested while 1 ad/attribution SDK(s) are present (Google AdMob) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +3 more) with 3 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Phone, Photos & files, SMS data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety comparison not recorded.

Trackers & SDKs (4 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
Google Firebase AnalyticsNew Relic
Crash reporting
Google Crashlytics

Build & components

Scanned build 11.1.0. Store metadata may describe a newer release.

APK SHA-256fb86fbcbbe80da3a25bd56298a1cf73b02f7553a276700498783aad534a27af3

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Google Inc. self-signed
Scheme
V3V2
Key
RSA 4096-bit
Algorithm
sha256WithRSA
Validity
2024-06-05 → 2054-06-05
Cert SHA-256
35:92:a7:26:ce:95:5e:3d:f3:bd:0b:59:53:b4:87:a8:74:ba:3c:6a:20:1b:26:66:ac:4f:4f:87:1c:d6:50:f3

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

1 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
com.squareup.okhttp3:okhttp4.12.0None recorded
Export SBOM
About this app · store information

About this app

UPI, Payments, Loans & Offers

Content ratingEveryone
Download size126.2 MB
Privacy policyPublished →
Developer sitewww.hdfc.bank.in/

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-13 01:42 UTC11.1.097A
2026-10-06 01:24 UTC11.1.097A
2026-09-29 01:23 UTC11.1.097A
2026-09-11 21:55 UTC11.0.190A
2026-09-04 01:47 UTC11.0.173C

View changes between the last two scans →

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Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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