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GoPay: Transfer, Payment, QRIS

PT. GoTo Gojek Tokopedia Tbk · Build 2.20.1

com.gojek.gopay
Static analysis completeScanned 2026-10-08 07:32 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

5 finding categories to review

GoPay: Transfer, Payment, QRIS (com.gojek.gopay) scored grade A, 90 out of 100, in a static scan of version 2.20.1 on 2026-10-08. It has no high or critical findings, and 5 lower-severity finding categories across 8 occurrences. 7 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories58 occurrences
High / critical0Category count
Tracking SDKs7Presence, not observed traffic
Assessment score90 / 100Grade A

Start with these findings

mediumExported content provider without permission1 occurrence

Interpretation & review guidance

An exported content provider declares no permission. Other apps on the device may reach it — verify it enforces access control internally; this flags the attack surface, not a confirmed leak.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowAlibaba Cloud OSS bucket reference2 occurrences

Interpretation & review guidance

An Alibaba Cloud OSS bucket reference. Normal to use object storage; risky only if the bucket ACL allows public read/list.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowAmazon S3 bucket reference2 occurrences

Interpretation & review guidance

A reference to an Amazon S3 bucket. Using cloud storage is normal — the risk exists only if the bucket allows anonymous listing/read, which requires a separate authorized assessment.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 5 categories

Privacy

41 requested permissions · 8 flagged high-risk classes.

Review privacy signals →

Build & components

1 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

5 categories · 8 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

mediumExported content provider without permission1 occurrence

Interpretation & review guidance

An exported content provider declares no permission. Other apps on the device may reach it — verify it enforces access control internally; this flags the attack surface, not a confirmed leak.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Parsed app configuration
Representative location
AndroidManifest.xml:a.BackEventCompat
Recorded match
BackEventCompat (exported, no permission)
Detector rule
manifest
Recorded file locations
  • AndroidManifest.xml:a.BackEventCompat

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowAlibaba Cloud OSS bucket reference2 occurrences

Interpretation & review guidance

An Alibaba Cloud OSS bucket reference. Normal to use object storage; risky only if the bucket ACL allows public read/list.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
_split_config.arm64_v8a/lib/arm64-v8a/libapp.so
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
alibaba_oss
Recorded file locations
  • _split_config.arm64_v8a/lib/arm64-v8a/libapp.so

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowAmazon S3 bucket reference2 occurrences

Interpretation & review guidance

A reference to an Amazon S3 bucket. Using cloud storage is normal — the risk exists only if the bucket allows anonymous listing/read, which requires a separate authorized assessment.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
_split_config.arm64_v8a/lib/arm64-v8a/libapp.so
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
s3_bucket_url
Recorded file locations
  • _split_config.arm64_v8a/lib/arm64-v8a/libapp.so

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowData Safety label omits Contacts1 occurrence

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
data-safety:Contacts
Recorded match
Pattern recorded; identifying value redacted.

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowGoogle API key (client-shipped; restriction unverified)2 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions41
Flagged high-risk classes8
Detected SDKs7

Precise location Approx. location Camera Microphone Contacts Phone state Storage List installed apps

Requested permission inventory (41)
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.BLUETOOTH
  • android.permission.BLUETOOTH_ADMIN
  • android.permission.BLUETOOTH_CONNECT
  • android.permission.BLUETOOTH_SCAN
  • android.permission.CALL_PHONE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.DETECT_SCREEN_RECORDING
  • android.permission.FOREGROUND_SERVICE
  • android.permission.HIGH_SAMPLING_RATE_SENSORS
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECORD_AUDIO
  • android.permission.SCHEDULE_EXACT_ALARM
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_CONTACTS
  • android.permission.WRITE_SETTINGS
  • com.android.vending.CHECK_LICENSE
  • com.gojek.gopay.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.google.android.providers.gsf.permission.READ_GSERVICES
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
ContactsContacts (write)
Location
Precise locationApproximate location
Microphone
Microphone
Phone
Phone state / number
Photos & files
StorageStorage (write)
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEIHardware MAC address
Where it can go
Third parties present (5)
Google AdMobGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerAppsFlyer
  • Precise location, Approximate location requested while 2 ad/attribution SDK(s) are present (Google AdMob, AppsFlyer) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI +1 more) with 5 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Microphone, Phone, Photos & files data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety: declared vs observed (Play label vs our analysis)

Declared collected
App activityApp info and performanceDevice or other IDsFinancial infoLocationMessagesPersonal infoPhotos and videos
Declared shared
Personal info
We observe the app can access
ContactsLocation
⚠ Possible Data Safety mismatch. Label omits 1 category the app can access: Contacts.

We compare the developer's Google Play Data Safety declaration with what the binary can actually do (permissions it requests, identifier APIs and third-party SDKs it ships). A mismatch is a capability signal to confirm — a requested permission is not proof of collection.

Trackers & SDKs (7 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
Google Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag Manager
Attribution
AppsFlyer
Consent
IAB TCF
Crash reporting
Google Crashlytics

Build & components

Scanned build 2.20.1. Store metadata may describe a newer release.

APK SHA-25655dff73c2bd750a5458a4f46a93839d61042b6d91d3e9d901b725180c38441f2

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Gojek self-signed
Scheme
V3V2
Key
RSA 2048-bit
Algorithm
sha256WithRSA
Validity
2014-12-18 → 2039-12-12
Cert SHA-256
cf:43:60:94:46:9c:a0:8f:cb:5c:95:05:97:e9:03:51:40:0a:c7:33:ec:ba:40:71:f1:94:dc:ce:ba:ae:4c:a8

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

1 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
com.squareup.okhttp3:okhttp4.12.0None recorded
Export SBOM
About this app · store information

About this app

Free bank transfers, QRIS payments, buy pulsa & pay bills in one wallet.

Content ratingEveryone
Download size39.0 MB
Privacy policyPublished →
Developer sitegopay.co.id/

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-08 07:32 UTC2.20.190A
2026-10-01 07:21 UTC2.18.390A
2026-09-24 07:13 UTC2.18.390A

View changes between the last two scans →

Export & share

Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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