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Card by FNBO

First National Bank of Omaha · Build 5.7.0

com.firstbankcard.mobilebanking
Static analysis completeScanned 2026-10-09 16:32 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Review needed

1 high or critical finding category to review

Card by FNBO (com.firstbankcard.mobilebanking) scored grade D, 41 out of 100, in a static scan of version 5.7.0 on 2026-10-09. It has 1 high or critical finding among 5 finding categories across 9 occurrences. 6 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories59 occurrences
High / critical1Category count
Tracking SDKs6Presence, not observed traffic
Assessment score41 / 100Grade D

Start with these findings

criticalGCP service account credentials1 occurrence

Interpretation & review guidance

Google Cloud service-account credentials. These grant server-side access to the developer's GCP project and must never ship in a client — treat as critical and rotate immediately.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowFirebase Storage bucket reference2 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 5 categories

Privacy

17 requested permissions · 5 flagged high-risk classes.

Review privacy signals →

Build & components

128 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

5 categories · 9 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

criticalGCP service account credentials1 occurrence

Interpretation & review guidance

Google Cloud service-account credentials. These grant server-side access to the developer's GCP project and must never ship in a client — treat as critical and rotate immediately.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
res/raw/credentials.json
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
gcp_service_account
Recorded file locations
  • res/raw/credentials.json

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_db
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

lowFirebase Storage bucket reference2 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
google/api/endpoint.proto
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • google/api/endpoint.proto

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowGoogle API key (client-shipped; restriction unverified)3 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
classes5.dex
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • classes5.dex
  • classes9.dex

3 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowPrivate key material (third-party library artifact, shared across 185 unrelated developers)2 occurrences

Interpretation & review guidance

A complete PEM private-key block is embedded in the app. This is a real finding worth review — but it is often a bundled library test/sample key rather than a production secret, so we flag it high and leave confirmation to you (a bare header alone no longer triggers it).

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
classes10.dex
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
private_key
Recorded file locations
  • classes10.dex

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions17
Flagged high-risk classes5
Detected SDKs6

Precise location Approx. location Camera Microphone Contacts

Requested permission inventory (17)
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_CONTACTS
  • android.permission.RECORD_AUDIO
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • com.firstbankcard.mobilebanking.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
Contacts
Location
Approximate locationPrecise location
Microphone
Microphone
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEI
Where it can go
Third parties present (4)
Google AdMobGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag Manager
  • Approximate location, Precise location requested while 1 ad/attribution SDK(s) are present (Google AdMob) — location commonly feeds ad targeting.
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI) with 4 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Microphone data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety comparison not recorded.

Trackers & SDKs (6 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
Google Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag Manager
Consent
IAB TCF
Crash reporting
Google Crashlytics

Build & components

Scanned build 5.7.0. Store metadata may describe a newer release.

APK SHA-256dd8fb29cf3dfeb1e137f139fd73df78c02d78c213f1fbb23d01e93da5856a8e3

Signing certificate (who signed this build — factual, not part of the grade)

Signer
FNNI self-signed
Scheme
V3V2
Key
RSA 2048-bit
Algorithm
sha1WithRSA
Validity
2013-04-02 → 2040-08-18
Cert SHA-256
16:c8:94:9d:3c:42:2e:d3:b8:64:df:ff:b5:3e:d6:94:44:aa:b1:7a:d9:28:21:7f:c2:b7:d5:b1:3e:cd:c9:7f

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

128 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.13.0None recorded
androidx.activity:activity-compose1.13.0None recorded
androidx.activity:activity-ktx1.13.0None recorded
androidx.annotation:annotation-experimental1.5.1None recorded
androidx.appcompat:appcompat1.7.1None recorded
androidx.appcompat:appcompat-resources1.7.1None recorded
androidx.autofill:autofill1.0.0None recorded
androidx.biometric:biometric1.1.0None recorded
androidx.browser:browser1.10.0None recorded
androidx.camera:camera-camera21.4.0None recorded
androidx.camera:camera-core1.4.0None recorded
androidx.camera:camera-lifecycle1.4.0None recorded
androidx.camera:camera-video1.4.0None recorded
androidx.camera:camera-view1.4.0None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.compose.animation:animation1.9.5None recorded
androidx.compose.animation:animation-core1.9.5None recorded
androidx.compose.foundation:foundation1.9.5None recorded
androidx.compose.foundation:foundation-layout1.9.5None recorded
androidx.compose.material3:material31.4.0None recorded
androidx.compose.material:material1.9.5None recorded
androidx.compose.material:material-icons-core1.7.8None recorded
androidx.compose.material:material-icons-extended1.7.8None recorded
androidx.compose.material:material-ripple1.9.5None recorded
androidx.compose.runtime:runtime1.9.5None recorded
androidx.compose.runtime:runtime-annotation1.9.5None recorded
androidx.compose.runtime:runtime-rxjava31.9.5None recorded
androidx.compose.runtime:runtime-saveable1.9.5None recorded
androidx.compose.ui:ui1.9.5None recorded
androidx.compose.ui:ui-geometry1.9.5None recorded
androidx.compose.ui:ui-graphics1.9.5None recorded
androidx.compose.ui:ui-text1.9.5None recorded
androidx.compose.ui:ui-tooling-preview1.9.5None recorded
androidx.compose.ui:ui-unit1.9.5None recorded
androidx.compose.ui:ui-util1.9.5None recorded
androidx.constraintlayout:constraintlayout2.2.1None recorded
androidx.coordinatorlayout:coordinatorlayout1.1.0None recorded
androidx.core:core1.18.0None recorded
androidx.core:core-ktx1.18.0None recorded
androidx.core:core-splashscreen1.2.0None recorded
androidx.core:core-viewtree1.0.0None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.2.0None recorded
androidx.customview:customview-poolingcontainer1.0.0None recorded
androidx.databinding:baseAdapters8.13.1None recorded
androidx.databinding:databindingKtx8.13.1None recorded
androidx.databinding:library8.13.1None recorded
androidx.databinding:viewbinding8.13.1None recorded
androidx.datastore:datastore1.1.7None recorded
androidx.datastore:datastore-core1.1.7None recorded
androidx.datastore:datastore-preferences1.1.7None recorded
androidx.datastore:datastore-preferences-core1.1.7None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.1.1None recorded
androidx.dynamicanimation:dynamicanimation1.0.0None recorded
androidx.emoji2:emoji21.4.0None recorded
androidx.emoji2:emoji2-views-helper1.4.0None recorded
androidx.exifinterface:exifinterface1.3.7None recorded
androidx.fragment:fragment1.8.9None recorded
androidx.fragment:fragment-ktx1.8.9None recorded
androidx.graphics:graphics-path1.0.1None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.lifecycle:lifecycle-livedata2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-core2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-core-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-livedata-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-process2.10.0None recorded
androidx.lifecycle:lifecycle-runtime2.10.0None recorded
androidx.lifecycle:lifecycle-runtime-compose2.10.0None recorded
androidx.lifecycle:lifecycle-runtime-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-service2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-compose2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-ktx2.10.0None recorded
androidx.lifecycle:lifecycle-viewmodel-savedstate2.10.0None recorded
androidx.loader:loader1.0.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.0.0None recorded
androidx.navigation:navigation-common2.9.8None recorded
androidx.navigation:navigation-compose2.9.8None recorded
androidx.navigation:navigation-fragment2.9.8None recorded
androidx.navigation:navigation-fragment-ktx2.9.8None recorded
androidx.navigation:navigation-runtime2.9.8None recorded
androidx.navigation:navigation-ui2.9.8None recorded
androidx.navigation:navigation-ui-ktx2.9.8None recorded
androidx.navigationevent:navigationevent1.0.0None recorded
androidx.navigationevent:navigationevent-compose1.0.0None recorded
androidx.palette:palette1.0.0None recorded
androidx.palette:palette-ktx1.0.0None recorded
androidx.pdf:pdf-document-service1.0.0-alpha18None recorded
androidx.pdf:pdf-viewer1.0.0-alpha18None recorded
androidx.pdf:pdf-viewer-fragment1.0.0-alpha18None recorded
androidx.preference:preference1.2.1None recorded
androidx.print:print1.0.0None recorded
androidx.privacysandbox.ads:ads-adservices1.1.0-beta11None recorded
androidx.privacysandbox.ads:ads-adservices-java1.1.0-beta11None recorded
androidx.profileinstaller:profileinstaller1.4.0None recorded
androidx.recyclerview:recyclerview1.1.0None recorded
androidx.room:room-ktx2.6.1None recorded
androidx.room:room-runtime2.6.1None recorded
androidx.savedstate:savedstate1.4.0None recorded
androidx.savedstate:savedstate-compose1.4.0None recorded
androidx.savedstate:savedstate-ktx1.4.0None recorded
androidx.slidingpanelayout:slidingpanelayout1.2.0None recorded
androidx.sqlite:sqlite2.4.0None recorded
androidx.sqlite:sqlite-framework2.4.0None recorded
androidx.startup:startup-runtime1.1.1None recorded
androidx.tracing:tracing1.2.0None recorded
androidx.tracing:tracing-ktx1.2.0None recorded
androidx.transition:transition1.5.0None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager2:viewpager21.0.0None recorded
androidx.viewpager:viewpager1.0.0None recorded
androidx.window.extensions.core:core1.0.0None recorded
androidx.window:window1.3.0None recorded
com.google.android.material:material1.12.0None recorded
com.google.dagger:dagger2.59.2None recorded
com.google.dagger:dagger-android2.59.2None recorded
com.google.dagger:dagger-android-support2.59.2None recorded
com.google.dagger:dagger-lint-aar2.59.2None recorded
com.squareup.okhttp3:okhttp4.12.0None recorded
kotlinx:coroutines_android1.10.2None recorded
kotlinx:coroutines_core1.10.2None recorded
kotlinx:coroutines_play_services1.10.2None recorded
kotlinx:coroutines_reactive1.10.2None recorded
kotlinx:coroutines_rx31.10.2None recorded
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About this app · store information

About this app

Manage your FNBO credit card - view balance, statement, and more.

Content ratingEveryone
Download size106.7 MB
Privacy policyPublished →
Developer sitewww.card.fnbo.com

Screenshots

App screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-09 16:32 UTC5.7.041D

View changes between the last two scans →

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Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
Markdown
[![apk-scanner.com exposure grade](https://apk-scanner.com/app/com.firstbankcard.mobilebanking/badge.svg)](https://apk-scanner.com/app/com.firstbankcard.mobilebanking)
HTML
<a href="https://apk-scanner.com/app/com.firstbankcard.mobilebanking"><img src="https://apk-scanner.com/app/com.firstbankcard.mobilebanking/badge.svg" alt="apk-scanner.com exposure grade" height="20"></a>

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