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Instant Cash Advance: Loan App

Smart Finance Club · Build 2.0.10

com.finance.paydayloansnearme
Static analysis completeScanned 2026-10-13 08:40 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Analysis recorded

2 finding categories to review

Instant Cash Advance: Loan App (com.finance.paydayloansnearme) scored grade A, 98 out of 100, in a static scan of version 2.0.10 on 2026-10-13. It has no high or critical findings, and 2 lower-severity finding categories across 2 occurrences. 8 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories22 occurrences
High / critical0Category count
Tracking SDKs8Presence, not observed traffic
Assessment score98 / 100Grade A

Start with these findings

lowFirebase Storage bucket reference1 occurrence

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
View all 2 categories

Privacy

32 requested permissions · 0 flagged high-risk classes.

Review privacy signals →

Build & components

70 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →

Findings

2 categories · 2 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

lowFirebase Storage bucket reference1 occurrence

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc
  • _split_config.arm64_v8a/lib/arm64-v8a/libapp.so

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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lowGoogle API key (client-shipped; restriction unverified)1 occurrence

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc
  • _split_config.arm64_v8a/lib/arm64-v8a/libapp.so

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions32
Flagged high-risk classes0
Detected SDKs8
Requested permission inventory (32)
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_ADSERVICES_CUSTOM_AUDIENCE
  • android.permission.ACCESS_ADSERVICES_TOPICS
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_APP_BADGE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • com.anddoes.launcher.permission.UPDATE_COUNT
  • com.finance.paydayloansnearme.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.finance.paydayloansnearme.permission.C2D_MESSAGE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.htc.launcher.permission.READ_SETTINGS
  • com.htc.launcher.permission.UPDATE_SHORTCUT
  • com.huawei.android.launcher.permission.CHANGE_BADGE
  • com.huawei.android.launcher.permission.READ_SETTINGS
  • com.huawei.android.launcher.permission.WRITE_SETTINGS
  • com.majeur.launcher.permission.UPDATE_BADGE
  • com.oppo.launcher.permission.READ_SETTINGS
  • com.oppo.launcher.permission.WRITE_SETTINGS
  • com.sec.android.provider.badge.permission.READ
  • com.sec.android.provider.badge.permission.WRITE
  • com.sonyericsson.home.permission.BROADCAST_BADGE
  • com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
  • me.everything.badger.permission.BADGE_COUNT_READ
  • me.everything.badger.permission.BADGE_COUNT_WRITE

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
No sensitive runtime permissions requested.
Persistent identifiers (referenced in code)
Advertising ID (AAID)Android IDDevice ID / IMEI
Where it can go
Third parties present (6)
Google AdMobGoogle Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDKOneSignal
  • Persistent-identifier APIs referenced in code (Advertising ID (AAID), Android ID, Device ID / IMEI) with 6 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety comparison not recorded.

Trackers & SDKs (8 detected · privacy signal, not part of the grade)

Advertising
Google AdMob
Analytics
Google Analytics for FirebaseGoogle Firebase AnalyticsGoogle Tag ManagerMeta / Facebook SDK
Consent
IAB TCF
Crash reporting
Google Crashlytics
Push/Analytics
OneSignal

Build & components

Scanned build 2.0.10. Store metadata may describe a newer release.

APK SHA-2566854d8c8cb483cfb0ea3a43dbbe90cbaed9442a7bc979eace6aac74c0b72a1a9

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Google Inc. self-signed
Scheme
V3V2
Key
RSA 4096-bit
Algorithm
sha256WithRSA
Validity
2021-04-05 → 2051-04-05
Cert SHA-256
6f:23:eb:6d:0a:75:f7:37:0e:16:6f:82:a9:17:6f:d3:e5:48:1b:71:50:91:29:4c:d5:b4:bf:57:95:3a:7f:aa

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

70 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.9.0None recorded
androidx.activity:activity-ktx1.9.0None recorded
androidx.annotation:annotation-experimental1.4.1None recorded
androidx.appcompat:appcompat1.1.0None recorded
androidx.appcompat:appcompat-resources1.1.0None recorded
androidx.asynclayoutinflater:asynclayoutinflater1.0.0None recorded
androidx.browser:browser1.9.0None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.coordinatorlayout:coordinatorlayout1.0.0None recorded
androidx.core:core1.17.0None recorded
androidx.core:core-ktx1.17.0None recorded
androidx.core:core-viewtree1.0.0None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.1.0None recorded
androidx.datastore:datastore1.1.7None recorded
androidx.datastore:datastore-core1.1.7None recorded
androidx.datastore:datastore-preferences1.1.7None recorded
androidx.datastore:datastore-preferences-core1.1.7None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.0.0None recorded
androidx.exifinterface:exifinterface1.4.1None recorded
androidx.fragment:fragment1.7.1None recorded
androidx.fragment:fragment-ktx1.7.1None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-ui1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.legacy:legacy-support-v41.0.0None recorded
androidx.lifecycle:lifecycle-livedata2.7.0None recorded
androidx.lifecycle:lifecycle-livedata-core2.7.0None recorded
androidx.lifecycle:lifecycle-livedata-core-ktx2.7.0None recorded
androidx.lifecycle:lifecycle-process2.7.0None recorded
androidx.lifecycle:lifecycle-runtime2.7.0None recorded
androidx.lifecycle:lifecycle-runtime-ktx2.7.0None recorded
androidx.lifecycle:lifecycle-service2.7.0None recorded
androidx.lifecycle:lifecycle-viewmodel2.7.0None recorded
androidx.lifecycle:lifecycle-viewmodel-ktx2.7.0None recorded
androidx.lifecycle:lifecycle-viewmodel-savedstate2.7.0None recorded
androidx.loader:loader1.0.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.1.0None recorded
androidx.media:media1.1.0None recorded
androidx.preference:preference1.2.1None recorded
androidx.print:print1.0.0None recorded
androidx.privacysandbox.ads:ads-adservices1.0.0-beta05None recorded
androidx.privacysandbox.ads:ads-adservices-java1.0.0-beta05None recorded
androidx.profileinstaller:profileinstaller1.3.1None recorded
androidx.recyclerview:recyclerview1.0.0None recorded
androidx.room:room-runtime2.5.0None recorded
androidx.savedstate:savedstate1.2.1None recorded
androidx.savedstate:savedstate-ktx1.2.1None recorded
androidx.slidingpanelayout:slidingpanelayout1.2.0None recorded
androidx.sqlite:sqlite2.3.0None recorded
androidx.sqlite:sqlite-framework2.3.0None recorded
androidx.startup:startup-runtime1.2.0None recorded
androidx.swiperefreshlayout:swiperefreshlayout1.0.0None recorded
androidx.tracing:tracing1.2.0None recorded
androidx.transition:transition1.4.1None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager:viewpager1.0.0None recorded
androidx.webkit:webkit1.15.0None recorded
androidx.window.extensions.core:core1.0.0None recorded
androidx.window:window1.2.0None recorded
androidx.window:window-java1.2.0None recorded
androidx.work:work-runtime2.8.1None recorded
androidx.work:work-runtime-ktx2.8.1None recorded
com.squareup.okhttp3:okhttp5.2.1None recorded
kotlinx:coroutines_android1.8.1None recorded
kotlinx:coroutines_core1.8.1None recorded
kotlinx:coroutines_play_services1.8.1None recorded
Export SBOM
About this app · store information

About this app

With us, you can get instant cash advance loan in 3 fast and very easy steps!

Content ratingEveryone
Download size42.2 MB
Privacy policyPublished →

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-13 08:40 UTC2.0.1098A
2026-10-06 07:56 UTC2.0.1098A
2026-09-02 09:35 UTC2.0.798A

View changes between the last two scans →

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