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Wilson & Muir Mobile Banking

Computer Services Inc. · Build 26.6.1

com.csiweb.digitalbanking.bk0085
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Static analysis completeScanned 2026-10-07 14:50 UTC

Static checks identify review items, not a guarantee of safety.

Overview

Review needed

1 high or critical finding category to review

Wilson & Muir Mobile Banking (com.csiweb.digitalbanking.bk0085) scored grade D, 38 out of 100, in a static scan of version 26.6.1 on 2026-10-07. It has 1 high or critical finding among 7 finding categories across 12 occurrences. One finding was confirmed live: an anonymous request reached a backend the app references and it answered without authentication. No credential was used and no stored data was read. 2 tracking SDKs are present in the package, which describes what ships, not what runs or what it sends. This is static analysis of a single build: it does not observe the app running and does not establish that any data is exposed.

Finding categories712 occurrences
High / critical1Category count
Tracking SDKs2Presence, not observed traffic
Assessment score38 / 100Grade D

Start with these findings

criticalAmazon S3 bucket reference — confirmed publicly readable3 occurrences

Interpretation & review guidance

A reference to an Amazon S3 bucket. Using cloud storage is normal — the risk exists only if the bucket allows anonymous listing/read, which requires a separate authorized assessment.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
1 historically verified occurrence at the recorded scan time. Current reachability is not established.
Open in all findingsRequest a correction
lowData Safety label omits Location2 occurrences

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.
Open in all findingsRequest a correction
View all 7 categories

Privacy

39 requested permissions · 8 flagged high-risk classes.

Review privacy signals →

Build & components

76 components recorded. Certificate parsing does not validate APK signature integrity.

Inspect build evidence →
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Findings

7 categories · 12 occurrences. Severity totals describe categories. Expand a finding for interpretation and review guidance.

criticalAmazon S3 bucket reference — confirmed publicly readable3 occurrences

Interpretation & review guidance

A reference to an Amazon S3 bucket. Using cloud storage is normal — the risk exists only if the bucket allows anonymous listing/read, which requires a separate authorized assessment.

Evidence
3 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
1 historically verified occurrence at the recorded scan time. Current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
assets/www/index.html
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
s3_path_url
Recorded file locations
  • assets/www/index.html

3 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Link to categoryRequest a correction
lowData Safety label omits Location2 occurrences

Interpretation & review guidance

The app's Google Play Data Safety label omits a data category it can actually access — a permission it requests, or an advertising/device identifier it references. Under-declaring collection is a Play policy issue and a COPPA/privacy concern. This is a static signal: a requested permission is capability, not proof of collection — confirm against runtime behavior.

How often Data Safety labels disagree with the package →

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
data-safety:Location
Recorded match
Pattern recorded; identifying value redacted.

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowFirebase Realtime Database reference1 occurrence

Interpretation & review guidance

A Firebase Realtime Database URL. Nearly every app that uses Firebase ships one. It's only an exposure if the database rules are world-readable — that's what live verification checks.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_db
Recorded file locations
  • resources.arsc

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowFirebase Storage bucket reference2 occurrences

Interpretation & review guidance

A Firebase Cloud Storage bucket reference (the default <project>.appspot.com). Storing user files here is normal — it's only an exposure if the Storage security rules allow public read/list, which live verification tests.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
firebase_storage_bucket
Recorded file locations
  • resources.arsc

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowGoogle API key (client-shipped; restriction unverified)2 occurrences

Interpretation & review guidance

Android apps are designed to ship Google API keys in the client; Google restricts them by app signing certificate + enabled API. This is only a problem if the key is left unrestricted — presence alone is expected, not an exposure.

Evidence
2 recorded occurrences in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
resources.arsc
Recorded match
AIza•••••••• (21–40 chars, redacted)
Detector rule
google_api_key
Recorded file locations
  • resources.arsc

2 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowGoogle Cloud Storage reference1 occurrence

Interpretation & review guidance

A Google Cloud Storage reference. Normal for apps that use GCS; risky only if the bucket is publicly listable/readable (live-verified).

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
assets/www/app/app-corejs-min.js
Recorded match
Pattern recorded; identifying value redacted.
Detector rule
gcs_bucket
Recorded file locations
  • assets/www/app/app-corejs-min.js

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

Preview evidence and Pro tools

Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction
lowHardcoded credentials in a URL (third-party library artifact, shared across 6 unrelated developers)1 occurrence

Interpretation & review guidance

A username and password are embedded directly in a URL inside the app. If that host is reachable, this is a hardcoded credential and should be rotated. Confirm it isn't a placeholder/example first.

Evidence
1 recorded occurrence in the analyzed APK. These are distinct stored findings, not a count of every source match.
Verification
Static detection; current reachability is not established.

Evidence preview

Evidence type
Static string match
Representative location
assets/www/app/app.js
Recorded match
•••••••• (21–40 chars, redacted)
Detector rule
basic_auth_url
Recorded file locations
  • assets/www/app/app.js

1 recorded findings have inspectable metadata. Duplicate matches may share a representative location.

Review whether this belongs to intended app functionality or a bundled library. A static match does not establish runtime impact.

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Search recorded evidence and save private review notes with Pro. $99/month plus applicable tax.

Link to categoryRequest a correction

Privacy signals

Capabilities and bundled software do not prove that data was collected or transmitted.

Requested permissions39
Flagged high-risk classes8
Detected SDKs2

Precise location Approx. location Camera Microphone Contacts Phone state Accounts Storage

Requested permission inventory (39)
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.FOREGROUND_SERVICE
  • android.permission.GET_ACCOUNTS
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_APP_BADGE
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECORD_AUDIO
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_CONTACTS
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.anddoes.launcher.permission.UPDATE_COUNT
  • com.csiweb.digitalbanking.bk0085.permission.C2D_MESSAGE
  • com.google.android.c2dm.permission.RECEIVE
  • com.htc.launcher.permission.READ_SETTINGS
  • com.htc.launcher.permission.UPDATE_SHORTCUT
  • com.huawei.android.launcher.permission.CHANGE_BADGE
  • com.huawei.android.launcher.permission.READ_SETTINGS
  • com.huawei.android.launcher.permission.WRITE_SETTINGS
  • com.majeur.launcher.permission.UPDATE_BADGE
  • com.oppo.launcher.permission.READ_SETTINGS
  • com.oppo.launcher.permission.WRITE_SETTINGS
  • com.sec.android.provider.badge.permission.READ
  • com.sec.android.provider.badge.permission.WRITE
  • com.sonyericsson.home.permission.BROADCAST_BADGE
  • com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
  • me.everything.badger.permission.BADGE_COUNT_READ
  • me.everything.badger.permission.BADGE_COUNT_WRITE

Data collection & flow (privacy signal, not part of the grade)

Data the app can access
Camera
Camera
Contacts
ContactsContacts (write)
Location
Approximate locationPrecise location
Microphone
Microphone
Personal info
Device accounts
Phone
Phone state / number
Photos & files
Storage (write)
Persistent identifiers (referenced in code)
Android IDDevice ID / IMEI
Where it can go
Third parties present (2)
Google Firebase AnalyticsAirship
  • Persistent-identifier APIs referenced in code (Android ID, Device ID / IMEI) with 2 analytics/ad SDK(s) present — the mechanism used for cross-app profiling.
  • Camera, Contacts, Microphone, Personal info, Phone, Photos & files data requested with third-party analytics/ad SDKs present.

This maps what the app can access (permissions it requests, identifier APIs its code references) to the third parties bundled in it. It reflects capability and SDK presence — not proof that a specific value was transmitted.

Data Safety: declared vs observed (Play label vs our analysis)

Declared collected
Personal info
Declared shared
App activityApp info and performancePersonal info
We observe the app can access
ContactsLocation
⚠ Possible Data Safety mismatch. Label omits 2 categories the app can access: Contacts, Location.

We compare the developer's Google Play Data Safety declaration with what the binary can actually do (permissions it requests, identifier APIs and third-party SDKs it ships). A mismatch is a capability signal to confirm — a requested permission is not proof of collection.

Trackers & SDKs (2 detected · privacy signal, not part of the grade)

Analytics
Google Firebase Analytics
Push/Analytics
Airship

Build & components

Scanned build 26.6.1. Store metadata may describe a newer release.

APK SHA-256daae1def83cc485998e57e55fb7218c6e607c0aeb0aa14a0ab1fedb9e12a4132

Signing certificate (who signed this build — factual, not part of the grade)

Signer
Google Inc. self-signed
Scheme
V3V2
Key
RSA 4096-bit
Algorithm
sha256WithRSA
Validity
2020-12-16 → 2050-12-16
Cert SHA-256
cb:b9:ee:bf:c8:2a:9e:c2:f8:0b:33:b3:41:bf:75:e5:8d:67:94:19:e7:42:5f:ac:68:b7:3a:c6:9a:1c:d3:8a

The certificate fingerprint identifies the parsed signing certificate. Knowing this public fingerprint does not establish ownership or validate the APK signature.

Signature integrity: not established by certificate parsing.

Component inventory

76 components. Advisory matching covers a curated set; no match is not proof that a component is vulnerability-free.

Bundled components and recorded advisory matches
ComponentVersionAdvisory matches
androidx.activity:activity1.5.1None recorded
androidx.activity:activity-ktx1.5.1None recorded
androidx.annotation:annotation-experimental1.1.0None recorded
androidx.appcompat:appcompat1.4.1None recorded
androidx.appcompat:appcompat-resources1.4.1None recorded
androidx.arch.core:core-runtime2.1.0None recorded
androidx.asynclayoutinflater:asynclayoutinflater1.0.0None recorded
androidx.biometric:biometric1.1.0None recorded
androidx.camera:camera-camera21.3.0None recorded
androidx.camera:camera-core1.3.0None recorded
androidx.camera:camera-lifecycle1.3.0None recorded
androidx.cardview:cardview1.0.0None recorded
androidx.coordinatorlayout:coordinatorlayout1.1.0None recorded
androidx.core:core1.8.0None recorded
androidx.core:core-ktx1.2.0None recorded
androidx.cursoradapter:cursoradapter1.0.0None recorded
androidx.customview:customview1.1.0None recorded
androidx.databinding:viewbinding7.1.3None recorded
androidx.documentfile:documentfile1.0.0None recorded
androidx.drawerlayout:drawerlayout1.1.1None recorded
androidx.dynamicanimation:dynamicanimation1.0.0None recorded
androidx.emoji2:emoji21.0.0None recorded
androidx.emoji2:emoji2-views-helper1.0.0None recorded
androidx.exifinterface:exifinterface1.3.2None recorded
androidx.fragment:fragment1.5.4None recorded
androidx.fragment:fragment-ktx1.5.4None recorded
androidx.interpolator:interpolator1.0.0None recorded
androidx.legacy:legacy-support-core-ui1.0.0None recorded
androidx.legacy:legacy-support-core-utils1.0.0None recorded
androidx.legacy:legacy-support-v131.0.0None recorded
androidx.legacy:legacy-support-v41.0.0None recorded
androidx.lifecycle:lifecycle-livedata2.4.1None recorded
androidx.lifecycle:lifecycle-livedata-core2.5.1None recorded
androidx.lifecycle:lifecycle-livedata-core-ktx2.5.1None recorded
androidx.lifecycle:lifecycle-livedata-ktx2.4.1None recorded
androidx.lifecycle:lifecycle-process2.4.0None recorded
androidx.lifecycle:lifecycle-runtime2.5.1None recorded
androidx.lifecycle:lifecycle-runtime-ktx2.5.1None recorded
androidx.lifecycle:lifecycle-service2.1.0None recorded
androidx.lifecycle:lifecycle-viewmodel2.5.1None recorded
androidx.lifecycle:lifecycle-viewmodel-ktx2.5.1None recorded
androidx.lifecycle:lifecycle-viewmodel-savedstate2.5.1None recorded
androidx.loader:loader1.0.0None recorded
androidx.localbroadcastmanager:localbroadcastmanager1.0.0None recorded
androidx.media:media1.0.0None recorded
androidx.navigation:navigation-common2.5.3None recorded
androidx.navigation:navigation-common-ktx2.5.3None recorded
androidx.navigation:navigation-fragment2.5.3None recorded
androidx.navigation:navigation-fragment-ktx2.5.3None recorded
androidx.navigation:navigation-runtime2.5.3None recorded
androidx.navigation:navigation-runtime-ktx2.5.3None recorded
androidx.navigation:navigation-ui2.5.3None recorded
androidx.navigation:navigation-ui-ktx2.5.3None recorded
androidx.percentlayout:percentlayout1.0.0None recorded
androidx.print:print1.0.0None recorded
androidx.recyclerview:recyclerview1.1.0None recorded
androidx.room:room-runtime2.2.5None recorded
androidx.savedstate:savedstate1.2.0None recorded
androidx.savedstate:savedstate-ktx1.2.0None recorded
androidx.slidingpanelayout:slidingpanelayout1.2.0None recorded
androidx.sqlite:sqlite2.1.0None recorded
androidx.sqlite:sqlite-framework2.1.0None recorded
androidx.startup:startup-runtime1.0.0None recorded
androidx.swiperefreshlayout:swiperefreshlayout1.0.0None recorded
androidx.tracing:tracing1.0.0None recorded
androidx.transition:transition1.4.1None recorded
androidx.vectordrawable:vectordrawable1.1.0None recorded
androidx.vectordrawable:vectordrawable-animated1.1.0None recorded
androidx.versionedparcelable:versionedparcelable1.1.1None recorded
androidx.viewpager2:viewpager21.0.0None recorded
androidx.viewpager:viewpager1.0.0None recorded
androidx.window:window1.0.0None recorded
androidx.work:work-runtime2.7.1None recorded
com.google.android.material:material1.5.0None recorded
kotlinx:coroutines_android1.6.4None recorded
kotlinx:coroutines_core1.6.4None recorded
Export SBOM
About this app · store information

About this app

Your Finances. On The Go. Wilson & Muir Mobile Banking

Content ratingEveryone
Download size89.4 MB
Privacy policyPublished →

Screenshots

App screenshotApp screenshotApp screenshotApp screenshotApp screenshotApp screenshot

Scan history

Each row is an observed scan. Gaps between scans do not establish how long a finding existed.

Scanned (UTC)BuildScoreGrade
2026-10-07 14:50 UTC26.6.138D
2026-09-26 19:40 UTC26.6.193A

View changes between the last two scans →

Export & share

Exports describe the recorded assessment. Signed evidence proves origin and integrity, not completeness or safety.

SARIFFindings CSVCoverage JSONSigned evidenceSBOM

Coverage & gap matrix · Verify signed evidence

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apk-scanner.com exposure grade
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